Weekly Wheelhouse - Auto News. Simplified Jan 17, 2026

96-Month Car Loans Aren’t Crazy Anymore! Auto News Breakdown

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Term

monthly payments

Monthly payments are what you pay every month when you buy a car on credit. It's like paying for a subscription, but for your car instead.

Term

loan terms

Loan terms are the rules about how long you have to pay back the money you borrowed to buy a car. Longer terms mean smaller monthly payments, but you might pay more in the end.

Term

upside down

Being upside down means you owe more money on your car than it's worth. If you try to sell it, you won't get enough money to pay off your loan.

Term

compact cars

Compact cars are smaller cars that are usually cheaper to buy and run. They are great for saving money on gas and are easier to park.

Term

engine immobilizer

An engine immobilizer is a system that stops your car from starting if the right key isn't used. It's like a lock that keeps thieves from driving away with your car.

Term

resale value

Resale value is how much money you can get if you sell your car later. Things like how well the car is kept and if there are any problems can change this amount.

Brand

Ford

Ford is a well-known car company that makes many types of vehicles, like trucks and SUVs.

Term

recall

A recall happens when a car company finds a problem with their cars and asks owners to bring them in for repairs to keep them safe.

Term

electronic park system

The electronic park system helps keep the car from rolling away when it's parked by using electronic controls instead of a traditional lever.

Term

dealer inspection

A dealer inspection is when a trained mechanic at a car dealership checks your car to make sure everything is working safely and properly.

Term

software update

A software update is like getting a new version of an app on your phone; it helps fix problems and improve how the car works.

Term

emergency door release system

This system helps people get out of the car quickly if there's an emergency. It's important that it's easy to find and use, especially for people who don't know the car well.

Car

Tesla Model 3

The Tesla Model 3 is a popular electric car that offers a lot of technology and safety features. It's designed to be more affordable than other Tesla cars, making it accessible to more people.

Car

The Tesla Model Y is a type of electric car that looks like a small SUV. It's known for being environmentally friendly and has a lot of high-tech features. People talk about it because it's becoming very popular and has some safety features that are being looked at by regulators.

Term

safety

Safety in cars means making sure that everyone inside is protected in case of an accident or emergency. This includes things like airbags and easy ways to get out of the car quickly.

Car

Toyota Corolla

The Toyota Corolla Cross Hybrid is a small SUV that uses both gas and electricity to drive, making it more fuel-efficient. It's great for city driving and has a roomy interior.

Car

Toyota Camry

The Toyota Camry Hybrid is a car that uses both gas and electricity to run, which helps it save fuel. It's a comfortable and reliable choice for many drivers.

Part

inverter

An inverter is a part of hybrid and electric cars that changes battery power into a form that can be used to run the car's electric motor. It's very important for how the car works.

Car

Kia K4

The 2026 Kia K4 Sedan is a new car that Kia is making to be affordable and stylish. It takes the place of an older model called the Forte.

Car

Kia Forte

The Kia Forte is a small car that is easy to drive and doesn't cost too much. The new 2026 version is being replaced by a different model called the K4 Sedan. People like to talk about it because it's a good option for anyone looking for a reliable and affordable car.

Term

turbocharged engine

A turbocharged engine has a special device that pushes more air into it, which helps it burn more fuel and produce more power. This means you can get more speed without needing a bigger engine.

Term

driver assistance features

Driver assistance features are helpful technologies in cars that make driving safer and easier. They can do things like help you stay in your lane or slow down if there's an obstacle ahead.

Car

Nissan Pathfinder

The Nissan Pathfinder is a family-friendly SUV that has plenty of room for passengers and cargo. The new 2026 version has some updates to make it look nicer and work better. People talk about it because it's a good choice for families who need space and versatility.

Term

destination fees

Destination fees are extra costs added to the price of a car to pay for shipping it to the dealership.

Part

3.5 liter V6

A 3.5 liter V6 engine is a type of car engine that has six cylinders and is 3.5 liters in size. It helps the car go faster and can carry more weight.

Term

9 speed automatic transmission

A 9 speed automatic transmission is a system in cars that changes gears automatically and has nine different settings to help the car run smoothly.

Term

towing capacity

Towing capacity is how much weight a car can pull behind it, like a trailer. The Pathfinder can pull up to 6,000 pounds.

Car

Honda Accord

The Honda Accord is a popular family car that is known for being dependable and comfortable. The new 2026 version has some updates to make it even better, which is why people are excited about it. It's a good option if you're looking for a car that can fit a family and is easy to drive.

Term

Honda Sensing

Honda Sensing is a group of safety features in Honda cars that help drivers stay safe on the road. It can help with things like keeping the car in its lane and adjusting speed automatically.

Term

turbocharged gas engines

Turbocharged gas engines are special types of engines that use a device called a turbocharger to make the car go faster while still using less fuel. They are popular for their good balance of power and efficiency.

Term

CVT

CVT means Continuously Variable Transmission. It's a special type of car transmission that helps the car speed up smoothly without the usual gear changes.

Car

Mazda Cx90

The Mazda CX-90 is a fancy SUV that looks nice and drives really well. The new 2026 version has a powerful engine that makes it fun to drive. People talk about it because it offers a mix of luxury and everyday usefulness.

Term

all-wheel drive

All-wheel drive means that power goes to all four wheels of the car instead of just two. This helps the car grip the road better, especially in rain or snow.

Car

Toyota Grand Highlander

The Toyota Grand Highlander is a bigger SUV that can fit more people and stuff than the regular Highlander. It's designed for families who need extra space and is known for being well-made and safe. People compare it to other SUVs to see which one is the best choice.

Brand

Subaru

Subaru is a car company from Japan that makes cars known for their all-wheel drive, which helps them handle well in different weather conditions. They are popular with people who enjoy outdoor activities.

Brand

Mercedes

Mercedes is a luxury car brand from Germany that makes high-end vehicles. They are known for their comfort, performance, and advanced technology features.

Term

daily driver

A daily driver is a car that you use every day for things like going to work or shopping. It's usually comfortable and reliable, so you can count on it for your regular trips.

LIVE

Welcome to the weekly wheelhouse where auto news is simplified.

I'm Jim with your quick, clear breakdown of the biggest US automotive stories that you

need to know right now.

This week we're talking vehicle affordability, major recalls, and new sedan pricing from

Kia and Honda.

Then I'll wrap it up with my latest vehicle review and what I've been driving.

So let's get into it.

We start with a big affordability warning sign for car buyers.

Across the US, more shoppers are being pushed into extremely long loans, some stretching 84,

96, or even 100 months just to make monthly payments work.

The average new vehicle transaction price is still hovering at around $48,000, and monthly

payments for buyers are now $700 to $800 or even more.

To make those payments look manageable, dealers are increasingly extending loan terms instead

of lowering prices.

The problem is what happens long term.

Longer loans mean thousands more dollars paid in interest, slower equity build, and a much

bigger chance of being upside down if you trade in the vehicle early.

This trend is one of the main reasons we're seeing renewed interest in lower price

sedans, compact cars, and value focused trims heading into 2026.

Next up, Hyundai and Kia have finalized a massive settlement tied to a long running theft vulnerability

issue.

The settlement totals roughly $500 million and affects millions of vehicles that were sold

without engine immobilizers.

Owners of the affected models may qualify for software updates, free immobilizer installations,

or financial compensation depending on the vehicle.

The issue gained national attention after social media videos showed how easily certain models

could be stolen.

The fallout included higher insurance rates, coverage denials, and reduced resale values

for some owners.

While the fixes help, this story is a reminder that basic security hardware still matters,

especially for budget focused vehicles.

Ford is back in the headlines again with another major recall.

This one affects roughly 270,000 vehicles including gas models, hybrids, and EVs due to a problem

with the electronic park system.

In some cases, the system may fail to properly engage, allowing the vehicle to roll after

being placed into park.

That puts this recall firmly in the safety critical category.

The fix involves a software update and dealer inspection.

While there are no injuries linked so far, this recall adds to a growing list tied to

software heavy vehicle systems.

As vehicles become more complex, recalls like this become more frequent and more complicated

to resolve.

Federal regulators are now taking a closer look at the Tesla Model 3, specifically its

emergency door release system.

The investigation centers on whether the mechanical emergency releases are intuitive and visible

enough, especially for passengers unfamiliar with the vehicle and for emergency responders.

At this stage, this is just an investigation, not a recall, but it could lead to design

changes, labeling updates, or additional requirements.

The takeaway here is that safety isn't just about advanced technology, it's also

about clear, simple design, especially in emergencies.

Now to a major recall involving two of Toyota's most popular hybrids.

Toyota has issued a U.S. recall covering the Camry Hybrid and Corolla Cross Hybrid models

due to a potential issue with an inverter mounting bolt.

If that bolt loosens, it could lead to loss of propulsion, increased heat buildup,

and in rare cases, a fire risk.

The inverter is a core component of any hybrid system making it a serious concern.

Toyota says dealers will inspect and repair affected models at no cost to owners.

Now we'll move into the OEM press room roundup.

Kia is making a strong play for affordability with the all new 2026 Kia K4 Sedan which

replaces the Forte.

Pricing starts at around $21,900 making it one of the least expensive new sedans you can

buy.

Power comes from a 2.0 liter naturally aspirated 4 cylinder producing about 147 horsepower and

paired to a CVT transmission.

Higher trims will offer a turbocharged engine for buyers who want more performance.

Compared to the outgoing Forte, the K4 is slightly larger with more rear seat space

and a wider stance.

Inside it gets a major tech upgrade including dual 12.3 inch displays, wireless Apple CarPlay

and Android Auto, and modern driver assistance features.

This is Kia clearly betting that affordable tech-ridden sedans still have a place in

the US market.

Nissan also announced pricing for the refreshed 2026 Pathfinder starting at $37,500 before

destination fees.

Power still comes from a 3.5 liter V6 making 284 horsepower paired with a 9 speed automatic

transmission.

Front wheel drive is standard with all wheel drive available and towing capacity remains

strong at up to 6,000 pounds.

The updates for 2026 focus on interior materials, technology availability, and subtle styling

changes rather than major mechanical updates.

In a segment increasingly dominated by turbocharged engines, the Pathfinder continues to offer a

traditional V6 for buyers who value smooth power and towing capability.

Honda says the refreshed 2026 Accord is now arriving at dealerships.

For 2026, more technology becomes standard across the trims including a larger infotainment

screen, wireless Apple CarPlay and Android Auto, and expanded driver assistance features

through Honda Sensing.

Styling updates are subtle but sportier especially on sport-oriented trims with revised wheels

and trim design.

Power trains carry over including the turbocharged gas engines and hybrid options that continue

to be a major efficiency draw.

This refresh is about adding value not reinventing a formula that already works.

Kia is also expanding the K4 lineup with a hatchback version starting at around $22,000.

The K4 hatchback shares its platform and powertrains with the sedan but adds a large rear opening

and more usable cargo space.

It comes standard with the same 2.0-liter engine and CVT with a turbo option available

on higher trims.

The key advantage here is value.

This hatchback undercuts many small crossovers on price while offering similar everyday practicality.

Now we'll talk about a recent video posted on our main channel Off the Shelf Rides.

That is for a review of the 2026 Mazda CX90 Turbo S Premium Plus.

This is Mazda's most premium 3-row SUV powered with a 3.3-liter turbocharged inline 6

with 340 horsepower and it's paired to an 8-speed automatic transmission with standard all-wheel

drive.

In the review I break down how it drives, how the interior quality compares to rivals

like the Grand Highlander and the Pilot and whether the Turbo S powertrain truly delivers

on Mazda's near-luxury promise.

Also if you missed last week's weekly wheelhouse, we cover some of the biggest stories that

impacted U.S. buyers including Tesla's sales drop, Ford recalls and new vehicles from Subaru

and Mercedes.

The links for those videos are down in the description.

And for what I'm driving now and what I have scheduled coming later, I just recently

finished up driving the 2025 Subaru Forester Hybrid.

This is a compact SUV and it is known for having standard all-wheel drive, excellent visibility

and everyday usability.

Now I focus on how it works for a real daily driver and whether it makes sense against

some of the newer competitors.

I don't actually have any press vehicles scheduled to come in right now but that can quickly

change so stay tuned.

If you feel this helped you stay updated with the news, hit the like button and subscribe

to Weekly Wheelhouse and I will see you next week.

Have a blessed day.

About this episode

Vehicle affordability is becoming a pressing issue as more buyers are resorting to long loan terms, with some stretching up to 100 months. This trend is driven by high average transaction prices and monthly payments exceeding $700. The episode also covers significant recalls from Hyundai, Ford, and Toyota, highlighting safety concerns and the complexities of modern vehicle systems. Additionally, new affordable models from Kia and Nissan are discussed, showcasing a shift towards value-focused sedans and hybrids. Jim wraps up with a review of the 2026 Mazda CX90 Turbo S Premium Plus.

3.5 liter V6 9 speed automatic transmission all wheel drive compact cars CVT daily driver dealer inspection destination fee driver assistance features electronic park system

Honda Accord Kia Forte Kia K4 Mazda CX-90 Nissan Pathfinder Tesla Model 3 Tesla Model Y Toyota Camry Toyota Corolla Toyota Grand Highlander

Original notes

Send us a text

96-month car loans are no longer shocking — they’re becoming normal. As vehicle prices stay high and monthly payments climb, more buyers are being pushed into longer and longer loan terms just to afford a new car.
This week on Weekly Wheelhouse, I break down what’s driving the auto affordability crunch, why 84- and 96-month loans are spreading, and what it really means for buyers long-term. We also cover major U.S. automotive news, including Toyota hybrid recalls, safety investigations, and how software complexity is reshaping reliability.
In Segment 2, we look at new 2026 vehicle pricing and updates from Kia, Honda, and Nissan, including the all-new Kia K4 sedan and hatchback, the refreshed Nissan Pathfinder, and a tech update for the Honda Accord.
I’ll also wrap things up with my latest vehicle review — the 2026 Mazda CX-90 Turbo S Premium Plus — and an update on what I’ve been driving recently.
Weekly Wheelhouse breaks down the biggest U.S. auto stories clearly, factually, and without hype — so you can make smarter car-buying decisions.

Last Weeks's Weekly Wheelhouse - https://youtu.be/ovTb0rd_Jtw?si=PFp_cv_6T2B20vNK
2026 Mazda CX-90 Review - https://youtu.be/xCzfeKJscUA?si=08WWy4RP0qpkZJ15

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