{"version":"1.0.0","episode":{"title":"It's OFFICIALLY THE BEST TIME TO BUY A CAR in 2025 | Episode 965","url":"http://getcarcurious.com/episodes/it-s-officially-the-best-time-to-buy-a-car-in-2025-episode-965","audioUrl":"https://pscrb.fm/rss/p/mgln.ai/e/1385/pdrl.fm/3359a6/injector.simplecastaudio.com/14b42e71-1f9c-41b2-944f-bc8f2b3a3cb9/episodes/e5bf84ac-28bd-4ea1-af12-fa833dae2a1b/audio/128/default.mp3?aid=rss_feed&awCollectionId=14b42e71-1f9c-41b2-944f-bc8f2b3a3cb9&awEpisodeId=e5bf84ac-28bd-4ea1-af12-fa833dae2a1b&feed=gkrQ6WSC","description":"Today on CarEdge Live, Ray and Zach discuss the latest auto loan delinquency rate data ... Tune in to learn more! Hosted by Simplecast, an AdsWizz company. See https://pcm.adswizz.com\nfor information about our collection and use of personal data for\nadvertising.\n"},"annotations":[{"startTime":65.6,"endTime":70.2,"type":"brand","title":"Mercedes-Benz","url":"/glossary/mercedes-benz-2da6bee1-2c59-4e63-8ca8-f0d3c6600182","quote":"That's why Mercedes-Benz SUVs come equipped with the latest safety technology to keep your festive plans on track.","canonicalId":"brand:mercedes-benz-2da6bee1-2c59-4e63-8ca8-f0d3c6600182","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Mercedes-Benz is a well-known luxury automotive brand that produces a range of vehicles, including sedans, coupes, and SUVs, known for their performance, safety, and advanced technology.","simplifiedExplanation":"Mercedes-Benz is a famous car brand that makes luxury cars and SUVs. They are known for being safe and having the latest technology."}},{"startTime":65.6,"endTime":70.2,"type":"concept","title":"safety technology","url":"/glossary/safety-technology","quote":"That's why Mercedes-Benz SUVs come equipped with the latest safety technology to keep your festive plans on track.","canonicalId":"concept:safety-technology","priority":0.5,"confidence":0.85,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Safety technology in vehicles includes features designed to prevent accidents and protect occupants, such as automatic emergency braking, lane-keeping assist, and adaptive cruise control.","simplifiedExplanation":"Safety technology in cars helps keep drivers and passengers safe. It includes things like brakes that work automatically if you get too close to something and systems that help you stay in your lane."}},{"startTime":174.6,"endTime":178.3,"type":"term","title":"APR","url":"/glossary/apr","quote":"the negotiability is there, the trade and values are right, the APRs are right, et cetera, et cetera?","canonicalId":"term:apr","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"APR stands for Annual Percentage Rate, which is the interest rate charged on a loan expressed as a yearly rate. It includes any fees or additional costs associated with the loan, giving borrowers a clearer picture of the total cost of borrowing.","simplifiedExplanation":"APR is the yearly interest rate you pay on a loan. It shows how much extra money you'll owe on top of the amount you borrowed, helping you understand the total cost of the loan."}},{"startTime":190.0,"endTime":195.8,"type":"term","title":"incentives","url":"/glossary/incentives","quote":"If you are in the market for a car with the amount of incentives that are out there, and we know that incentives were down in October to some degree, but I think we're starting to see the manufacturer incentives bounce back up in November.","canonicalId":"term:incentives","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Incentives are discounts or special offers provided by manufacturers to encourage car sales. These can include cash rebates, low-interest financing, or lease deals that make purchasing a vehicle more attractive to consumers.","simplifiedExplanation":"Incentives are like sales or discounts that car companies offer to help sell their cars. They can lower the price or make financing cheaper, making it a better deal for buyers."}},{"startTime":219.0,"endTime":221.0,"type":"term","title":"0% financing offers","url":"/glossary/0-financing-offers","quote":"...42, 0% financing offers on new vehicles out there. That's the highest number of 0% financing offers we have seen all year.","canonicalId":"term:0-financing-offers","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"0% financing offers are promotional financing deals where the buyer pays no interest on the loan for a specified period. This can significantly reduce the overall cost of a vehicle by lowering monthly payments and the total amount paid over time.","simplifiedExplanation":"0% financing means you can borrow money to buy a car without having to pay any interest. This makes your monthly payments lower and saves you money in the long run."}},{"startTime":238.1,"endTime":243.7,"type":"term","title":"monthly payment","url":"/glossary/monthly-payment","quote":"...if you qualify for those specialized rates, is it lowers your monthly payment? Unfortunately, the sad reality is that about 84% of all customers are what's known as payment...","canonicalId":"term:monthly-payment","priority":0.5,"confidence":0.85,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"A monthly payment is the amount of money a buyer pays each month to finance a vehicle. It includes the principal amount borrowed and any interest or fees associated with the loan.","simplifiedExplanation":"A monthly payment is how much money you pay every month for your car loan. It helps you spread the cost of the car over time instead of paying it all at once."}},{"startTime":358.88,"endTime":364.44,"type":"car","title":"Ford F150","url":"/cars/ford/f-150","image":"https://upload.wikimedia.org/wikipedia/commons/5/56/2022_Ford_F-150_Lightning_Rear.jpg","quote":"...some of these are on the Ford F-150, the best-selling vehicle in the United States. One of the best-selling vehicles in the United States.","canonicalId":"car:ford:f-150","priority":0.5,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"The Ford F-150 is a full-size pickup truck known for its durability, versatility, and strong sales figures in the U.S. market. It has been a top-selling vehicle for many years, appealing to both commercial and personal users.","simplifiedExplanation":"The Ford F-150 is a popular truck in America. It's known for being tough and useful for many tasks, making it a favorite among people who need a reliable vehicle for work or everyday use.","imageAttribution":"UltraTech66 (CC BY-SA 4.0)"}},{"startTime":478.5,"endTime":485.9,"type":"term","title":"lease deals","url":"/glossary/lease-deals","quote":"It's okay, 420% interest deals, and there's lease deals out there. They are doing everything that they can in order to try and figure out how to make what is unaffordable for most, suddenly at least perhaps affordable for a few more folks.","canonicalId":"term:lease-deals","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Lease deals are financial agreements that allow a customer to use a vehicle for a specified period while making monthly payments, typically lower than loan payments. At the end of the lease, the customer can either buy the car or return it to the dealership.","simplifiedExplanation":"A lease deal is like renting a car for a few years. You pay a monthly fee to use it, and at the end, you can either buy it or give it back."}},{"startTime":511.4,"endTime":516.4,"type":"term","title":"dealer","url":"/glossary/dealer","quote":"It's the best time of the year to buy a car. We're going to the text messages. Give me a second here. I was texting with a dealer principal, owns 20 dealerships.","canonicalId":"term:dealer","priority":0.5,"confidence":0.85,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"A dealer is a business or individual that sells vehicles, typically representing a specific manufacturer. Dealers often provide new and used cars, financing options, and maintenance services.","simplifiedExplanation":"A dealer is a person or company that sells cars. They can help you buy new or used cars and often offer financing options."}},{"startTime":588.3,"endTime":591.6,"type":"concept","title":"buyer's market","url":"/glossary/buyer-s-market","quote":"That puts in a perspective how big of a buyer's market new cars, and especially if you're that dealership group that has almost a 600 days supply of Chrysler, Dodge, Jeep, and Ram, we're not even in the same arena.","canonicalId":"concept:buyer-s-market","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"A buyer's market occurs when there are more goods available for sale than there are buyers, leading to lower prices and more negotiating power for buyers. In the automotive context, this means that consumers have more options and potentially better deals when purchasing vehicles.","simplifiedExplanation":"A buyer's market is when there are lots of cars for sale but not many people wanting to buy them. This usually means prices go down, and buyers can get better deals."}},{"startTime":591.6,"endTime":595.1,"type":"brand","title":"Chrysler","url":"/glossary/chrysler","quote":"...if you're that dealership group that has almost a 600 days supply of Chrysler, Dodge, Jeep, and Ram, we're not even in the same arena.","canonicalId":"brand:chrysler","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Chrysler is an American automobile manufacturer known for producing a range of vehicles, including sedans, SUVs, and minivans. It is part of Stellantis, a multinational automotive manufacturer formed from the merger of Fiat Chrysler Automobiles and PSA Group.","simplifiedExplanation":"Chrysler is a car company from the United States that makes different types of vehicles, including cars and SUVs. They are one of the well-known brands in the automotive industry."}},{"startTime":591.6,"endTime":595.1,"type":"brand","title":"Jeep","url":"/glossary/jeep","quote":"...if you're that dealership group that has almost a 600 days supply of Chrysler, Dodge, Jeep, and Ram, we're not even in the same arena.","canonicalId":"brand:jeep","priority":0.9,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Jeep is an American brand known for its off-road vehicles and SUVs. It has a strong reputation for ruggedness and durability, making it a popular choice for outdoor enthusiasts and adventure seekers.","simplifiedExplanation":"Jeep is a car brand famous for making vehicles that are great for off-roading and adventures. Their cars are built to handle tough terrains."}},{"startTime":595.08,"endTime":599.32,"type":"car","title":"Dodge Ram","url":"/cars/dodge/ram","image":"https://upload.wikimedia.org/wikipedia/commons/e/e5/1999_Dodge_Ram_Cab_2500_4x4_stakebed.jpg","quote":"...t a 600 days supply of Chrysler, Dodge, Jeep, and Ram, we're not even in the same arena. They just got ...","canonicalId":"car:dodge:ram","priority":0.5,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"The Dodge Ram, now known simply as Ram trucks, was originally a line of pickup trucks produced by Dodge before becoming its own brand. It is significant for its ruggedness and has a loyal following among truck enthusiasts, often discussed in the context of its performance and utility.","simplifiedExplanation":"The Dodge Ram is a type of truck that is really tough and can carry a lot of stuff. It used to be made by a company called Dodge, and people like it because it can handle heavy jobs and is built to last.","imageAttribution":"Mr.choppers (CC BY-SA 3.0)"}},{"startTime":655.4,"endTime":661.16,"type":"term","title":"depreciation","url":"/glossary/depreciation","quote":"It is worth more today, way more today than it will be six weeks from now if we continue down the path of depreciation that we've seen over the last three and a half to four.","canonicalId":"term:depreciation","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Depreciation is the decrease in the value of a vehicle over time, typically due to wear and tear, age, and market demand. Understanding depreciation helps buyers and sellers gauge the value of a vehicle.","simplifiedExplanation":"Depreciation is how much a car loses value as it gets older. For example, a new car is worth a lot when you buy it, but it will be worth less in a few years."}},{"startTime":850.5,"endTime":855.0,"type":"term","title":"market days supply","url":"/glossary/market-days-supply","quote":"...you can see the market days supply, which is how many have sold versus how many are for sale...","canonicalId":"term:market-days-supply","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Market days supply indicates how many vehicles are available for sale compared to how many have been sold over a specific period. A higher supply may suggest a buyer's market, while a lower supply indicates higher demand.","simplifiedExplanation":"Market days supply shows how many cars are for sale compared to how many have been sold. It helps you understand if it's a good time to buy or if prices might be high due to demand."}},{"startTime":860.3,"endTime":863.1,"type":"term","title":"days on market","url":"/glossary/days-on-market","quote":"...you have to look at days on market, how long a vehicle's been sitting on a dealer's lot.","canonicalId":"term:days-on-market","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Days on market refers to the number of days a vehicle has been listed for sale before it is sold. This metric helps buyers understand how quickly cars are selling and can indicate demand for specific models.","simplifiedExplanation":"Days on market is how long a car has been for sale. If a car has been on the lot for a long time, it might mean it's not selling well or that the price is too high."}},{"startTime":1109.8,"endTime":1112.0,"type":"term","title":"used car sales","url":"/glossary/used-car-sales","quote":"On the used car side, it's 48 days is the average amount of time it takes to sell a car.","canonicalId":"term:used-car-sales","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Used car sales refer to the process of selling pre-owned vehicles. The average time it takes to sell a used car can indicate market demand and pricing trends.","simplifiedExplanation":"Used car sales are when people sell cars that have been owned before. The average time it takes to sell one can show how popular or in-demand those cars are."}},{"startTime":1132.8,"endTime":1136.0,"type":"concept","title":"inventory levels","url":"/glossary/inventory-levels","quote":"...the fact that their inventory levels are rising, then you know that that's the appropriate time to go out and try and get the best deal that you can.","canonicalId":"concept:inventory-levels","priority":0.5,"confidence":0.85,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Inventory levels refer to the number of vehicles that dealerships have available for sale. High inventory levels can shift the bargaining power from dealers to customers, as more options lead to increased competition among sellers.","simplifiedExplanation":"Inventory levels are how many cars a dealership has to sell. When there are a lot of cars available, buyers can often negotiate better prices because dealers want to sell them."}},{"startTime":1235.1,"endTime":1242.0,"type":"term","title":"no down payment","url":"/glossary/no-down-payment","quote":"...0% financing for 60 months, no down payment, and, oh my goodness, deferment of the first payment for up to 90 days...","canonicalId":"term:no-down-payment","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"No down payment means that the buyer does not need to pay any money upfront when purchasing the vehicle. This makes it easier for buyers to afford a new vehicle since they can finance the entire cost.","simplifiedExplanation":"No down payment means you don't have to pay any money upfront when buying the truck. You can finance the whole amount instead."}},{"startTime":1235.1,"endTime":1242.0,"type":"term","title":"deferment of the first payment","url":"/glossary/deferment-of-the-first-payment","quote":"...deferment of the first payment for up to 90 days. This is Ford's big push here into the end of the year...","canonicalId":"term:deferment-of-the-first-payment","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Deferment of the first payment allows buyers to postpone their initial payment for a specified period, which can help them manage their finances better, especially after significant expenses like holiday spending.","simplifiedExplanation":"Deferment of the first payment means you can wait a few months before you have to start paying for the truck. This can help you save money right after buying it."}},{"startTime":1370.6,"endTime":1377.3,"type":"term","title":"payment terms","url":"/glossary/payment-terms","quote":"...take $70,000 and divide it by 60, your payments over $1,000 a month, but you're not paying any interest back.","canonicalId":"term:payment-terms","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Payment terms refer to the conditions under which payments are made for a loan or financing agreement. This includes the duration of the loan and the amount of each payment.","simplifiedExplanation":"Payment terms are the rules about how and when you pay back money you borrowed to buy a car. They tell you how much you pay each month and for how long."}},{"startTime":1584.0,"endTime":1587.0,"type":"term","title":"add-ons","url":"/glossary/add-ons","quote":"I'm not buying this dog on a vehicle with all these fees, all these add-ons and things like that...","canonicalId":"term:add-ons","priority":0.5,"confidence":0.85,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Add-ons are additional features or accessories that can be included with a vehicle purchase, often at an extra cost. These can range from upgraded sound systems to protective coatings.","simplifiedExplanation":"Add-ons are extra features or accessories you can buy with a car, like better speakers or special paint. They usually cost more money."}},{"startTime":1600.0,"endTime":1602.0,"type":"term","title":"rebates","url":"/glossary/rebates","quote":"The rebates, which is what the manufacturer is incentivizing, stayed at $3,000.","canonicalId":"term:rebates","priority":0.5,"confidence":0.9,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"Rebates are discounts offered by manufacturers to encourage the sale of vehicles. They reduce the purchase price and are often used as incentives to attract buyers.","simplifiedExplanation":"Rebates are discounts that car companies give to help sell their cars. They lower the price you pay when you buy a car."}},{"startTime":1709.32,"endTime":1715.16,"type":"car","title":"Ram 1500","url":"/cars/ram/1500","image":"https://upload.wikimedia.org/wikipedia/commons/3/3a/2025_RAM_1500_REV%2C_front_NYIAS_2023.jpg","quote":"the services. Use the tools where the service is back on the website. Let's get Eric a shout out, Pops. Picking up my brand new RAM at 1,500 layer, I'm a 15% off MSRP. Like Pops said, don't wait. Go for the deals if you find them.","canonicalId":"car:ram:1500","priority":0.5,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"The Ram 1500 is a full-size pickup truck known for its strong performance, comfortable ride, and upscale interior. It has gained a reputation for being versatile, making it suitable for both work and daily driving, and is often discussed for its blend of capability and luxury features.","simplifiedExplanation":"The Ram 1500 is a big truck that you can use for carrying heavy loads or towing things like trailers. It's popular because it drives smoothly and has a nice inside, making it good for both work and everyday use.","imageAttribution":"Kevauto (CC BY-SA 4.0)"}},{"startTime":1776.0,"endTime":1785.2,"type":"term","title":"average truck price","url":"/glossary/average-truck-price","quote":"...I'm guessing the average RAM pickup truck price is what, $60,000? If you're looking at a $60,000 truck...","canonicalId":"term:average-truck-price","priority":0.5,"confidence":0.85,"source":"hybrid-fuzzy+gpt-4o-mini","data":{"explanation":"The average truck price refers to the typical cost of purchasing a new truck, which can vary based on make, model, and features. In this context, it's mentioned as around $60,000 for a RAM pickup truck.","simplifiedExplanation":"The average truck price is what most people pay for a new truck. It's usually around $60,000 for popular models like the RAM pickup."}}],"speakers":[{"id":"s1","name":"Ray","role":"host"},{"id":"s2","name":"Zach Shefska","role":"host"},{"id":"s3","name":"Bleav","role":"host"}],"transcripts":[{"url":"http://getcarcurious.com/episodes/it-s-officially-the-best-time-to-buy-a-car-in-2025-episode-965/transcript.vtt","type":"text/vtt"}]}