{"version":"1.0.0","episode":{"title":"May 19th, 2026 | Ford wants to supply military; the dos and don’ts of retail AI contracts","url":"http://getcarcurious.com/episodes/may-19th-2026-ford-wants-to-supply-military-the-dos-and-don-ts-of-retail-ai-contracts","audioUrl":"https://dts.podtrac.com/redirect.mp3/www.buzzsprout.com/2447022/episodes/19203777-may-19th-2026-ford-wants-to-supply-military-the-dos-and-don-ts-of-retail-ai-contracts.mp3","description":"Ford is in talks to supply pickups to the military. After years of tightening standards, subprime lending is on the rise once again. Plus, Steve Greenfield of Automotive Ventures shares advice for dealers navigating the artificial intelligence landscape. "},"annotations":[{"startTime":5.6,"endTime":16.5,"type":"term","title":"Fraud Protect","url":"/glossary/fraud-protect","quote":"Experian Automotive's Fraud Protect solution [7.8s] helps you catch income, identity, and trade in fraud [10.9s] in real time without slowing down the sale.","canonicalId":"term:fraud-protect","priority":0.55,"confidence":0.9,"source":"hybrid-fuzzy+gpt-5.4-nano","data":{"explanation":"Fraud Protect is Experian Automotive’s fraud-detection offering for auto retail. It focuses on catching common dealership fraud patterns tied to income verification, identity, and trade-in claims during deal processing.","simplifiedExplanation":"Fraud Protect is a tool dealers use to reduce fraud. It’s meant to flag suspicious information about the buyer and the trade-in while the deal is being processed."}},{"startTime":5.6,"endTime":16.5,"type":"company","title":"Experian Automotive","url":"/glossary/experian-automotive","quote":"Experian Automotive's Fraud Protect solution [7.8s] helps you catch income, identity, and trade in fraud [10.9s] in real time without slowing down the sale.","canonicalId":"company:experian-automotive","priority":0.35,"confidence":0.95,"source":"hybrid-fuzzy+gpt-5.4-nano","data":{"explanation":"Experian Automotive is a data and fraud-prevention provider used by auto dealers. Its Fraud Protect solution is designed to identify income, identity, and trade-in fraud during the sales process in real time.","simplifiedExplanation":"Experian Automotive helps car dealers spot fraud. Their Fraud Protect tool checks for things like fake identity or fake trade-in details while a deal is happening."}},{"startTime":7.8,"endTime":14.0,"type":"term","title":"trade in fraud","url":"/glossary/trade-in-fraud","quote":"Experian Automotive's Fraud Protect solution [7.8s] helps you catch income, identity, and trade in fraud [10.9s] in real time without slowing down the sale.","canonicalId":"term:trade-in-fraud","priority":0.6,"confidence":0.75,"source":"hybrid-fuzzy+gpt-5.4-nano","data":{"explanation":"Trade-in fraud refers to dishonest or falsified claims about a customer’s trade-in vehicle during a purchase. In dealer financing, it can involve misrepresenting ownership, vehicle condition, or the trade-in’s details to reduce the amount due."}},{"startTime":31.2,"endTime":36.1,"type":"concept","title":"AI features in cars","quote":"Only one fifth of AI features in cars [33.8s] are actually making money.","canonicalId":"concept:ai-features-in-cars","priority":0.4,"confidence":0.6,"source":"hybrid-fuzzy+gpt-5.4-nano","data":{"explanation":"The episode’s “AI features in cars” framing points to driver-assistance and in-vehicle software functions that use machine learning. The key idea is whether those features create measurable value—like improved safety, convenience, or revenue—rather than just being tech demos.","simplifiedExplanation":"They’re talking about car features that use AI, like smarter driver-assist functions. The question is whether those features actually help in a real, measurable way."}},{"startTime":36.1,"endTime":42.6,"type":"concept","title":"subprime lending","url":"/glossary/subprime-lending","quote":"And after years of tightening standards, [39.3s] subprime lending is on the rise once again.","canonicalId":"concept:subprime-lending","priority":0.45,"confidence":0.9,"source":"hybrid-fuzzy+gpt-5.4-nano","data":{"explanation":"Subprime lending is financing offered to borrowers with weaker credit histories, typically at higher interest rates and with more approval risk. When subprime lending rises, it can increase both sales volume and default risk for lenders and dealers.","simplifiedExplanation":"Subprime lending is car financing for people with lower credit scores. It can help more people buy cars, but it usually comes with higher risk if payments don’t go through."}}],"speakers":[{"id":"s1","name":"Automotive News","role":"host"}],"transcripts":[{"url":"http://getcarcurious.com/episodes/may-19th-2026-ford-wants-to-supply-military-the-dos-and-don-ts-of-retail-ai-contracts/transcript.vtt","type":"text/vtt"}]}