{"version":"1.0.0","episode":{"title":"Uncovering Hidden Biases in Auto Loan Lending: Revolutionizing Loan Quality Control with InformedIQ's Tom Oscherwitz","url":"http://getcarcurious.com/episodes/uncovering-hidden-biases-in-auto-loan-lending-revolutionizing-loan-quality-control-with-informediq-s-tom-oscherwitz","audioUrl":"https://pdcn.co/e/www.buzzsprout.com/246908/episodes/13063744-uncovering-hidden-biases-in-auto-loan-lending-revolutionizing-loan-quality-control-with-informediq-s-tom-oscherwitz.mp3","description":"Are you getting a fair deal on your auto loan? In our latest episode, we sit down with Tom Oshavits, VP of Legal for Informed IQ, to shed light on the hidden biases in auto loan lending and how they might be impacting you. Discover how bias manifests in both data and people's discretion, the role of dealers in loan manipulation, and the crucial importance of FICO scores in determining your financial fate.As we continue our conversation, Tom offers a fascinating glimpse into how Informed IQ is revolutionizing loan quality control by automating the verification process and safeguarding consumers. Gain valuable insights from Tom's 20 years of experience in data as we explore the unintended consequences of biased data and the need for consumer awareness when making loan decisions. Don't miss out on this engaging and informative episode that just might change the way you approach your next auto loan!Be sure to subscribe for more In Wheel Time Car Talk!---- ----- Want more In Wheel Time car talk any time? In Wheel Time is now available on Audacy! Just go to Audacy.com/InWheelTime where ever you are.----- -----Be sure to subscribe on your favorite podcast provider for the next episode of In Wheel Time Podcast and check out our live multiplatform broadcast every Saturday, 10a - 12nCT simulcasting on Audacy, YouTube, Facebook, Twitter, Twitch and InWheelTime.com.In Wheel Time Podcast can be heard on you mobile device from providers such as:Apple Podcasts, Amazon Music Podcast, Spotify, SiriusXM Podcast, iHeartRadio podcast, TuneIn + Alexa, Podcast Addict, Castro, Castbox, YouTube Podcast and more on your mobile device.Follow InWheelTime.com for the latest updates!Twitter: https://twitter.com/InWheelTimeInstagram: https://www.instagram.com/inwheeltime/https://www.youtube.com/inwheeltimehttps://www.Facebook.com/InWheelTimeFor more information about In Wheel Time Podcast, email us at info@inwheeltime.com"},"annotations":[{"startTime":496.87,"endTime":512.312,"type":"car","title":"Chevrolet Blazer","url":"/cars/chevrolet/blazer","image":"https://upload.wikimedia.org/wikipedia/commons/4/49/2019_Chevrolet_Blazer_Premier_3.6L%2C_8.11.19.jpg","quote":"...e car manufacturer says 0% interest on this Chevy Blazer, If you'll buy it today and we'll run it out to w...","canonicalId":"car:chevrolet:blazer","priority":0.7,"confidence":1.0,"source":"fuzzy","data":{"imageAttribution":"Syntaxlord (CC BY-SA 4.0)"}},{"startTime":1277.512,"endTime":1287.127,"type":"car","title":"Chevrolet Corvette","url":"/cars/chevrolet/corvette","image":"https://upload.wikimedia.org/wikipedia/commons/0/03/1978_Chevrolet_Corvette_C3_Silver_Anniversary_Edition_LCCS20.jpg","quote":"Third, fourth and 13. In the hyper cars, yeah Uh, corvette won its class, yep, and that Hendrick Motorsports...","canonicalId":"car:chevrolet:corvette","priority":0.7,"confidence":1.0,"source":"fuzzy","data":{"imageAttribution":"MrWalkr (CC BY-SA 4.0)"}},{"startTime":1277.512,"endTime":1287.127,"type":"car","title":"Chevrolet Camaro","url":"/cars/chevrolet/camaro","image":"https://upload.wikimedia.org/wikipedia/commons/d/da/%2716_Chevrolet_Camaro_Convertible_%28MIAS_%2716%29.jpg","quote":"...lass, yep, and that Hendrick Motorsports car, the Camaro. it won its class, which was the Invitational cla...","canonicalId":"car:chevrolet:camaro","priority":0.7,"confidence":1.0,"source":"fuzzy","data":{"imageAttribution":"Bull-Doser (Public domain)"}}],"speakers":[{"id":"s1","name":"In Wheel Time Podcast | Automotive talk with Don Armstrong","role":"host"},{"id":"s2","name":"Michael Marrs","role":"host"},{"id":"s3","name":"Jeff Dziekan","role":"host"}],"transcripts":[{"url":"http://getcarcurious.com/episodes/uncovering-hidden-biases-in-auto-loan-lending-revolutionizing-loan-quality-control-with-informediq-s-tom-oscherwitz/transcript.vtt","type":"text/vtt"}]}