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Car Tax Breaks, Auto Tariffs & Ram’s Wild New Trucks!

Car Tax Breaks, Auto Tariffs & Ram’s Wild New Trucks!

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About this episode

A new car tax break could allow buyers of U.S. assembled vehicles to deduct up to $10,000 in auto loan interest starting in 2025, potentially lowering ownership costs. The episode also covers a significant Porsche recall affecting over 173,000 vehicles due to rear camera issues, and Mexico's new tariffs on imports, impacting vehicle pricing. RAM unveils the powerful 2027 RAM 1500 SRTTRX and a new diesel Power Wagon, both set to launch in 2026. Additionally, GM's stock performance and a Senate hearing on rising vehicle prices are discussed.

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Technical Too Afraid to Ask
Term

auto loan interest deduction

"Updated IRS guidance may allow buyers of new U.S. assembled vehicles purchased in 2025 to deduct up to $10,000 per year in auto loan interest, under the no tax on car loan interest provision of the OBBBA Act."

This is a tax break that lets you subtract some of the interest you pay on your car loan from your taxes, which can help you save money.

Term

OBBBA Act

"...under the no tax on car loan interest provision of the OBBBA Act. There are income limits and usage restrictions..."

This is a law that includes rules about tax breaks for buying certain cars, especially those made in the U.S., which can help you save money when you buy a vehicle.

Concept

total ownership cost

"...this could reduce the total ownership cost, even though monthly payments would stay the same."

This is the total amount of money you spend on a car over time, including the price you pay, interest on loans, insurance, and repairs. It helps you understand how much owning a car really costs.

Term

recall

"Next we have a major recall. Porsche is recalling 173,538 vehicles..."

A recall happens when a car company asks people to bring their cars back to fix problems that could be dangerous.

Car

Porsche Cayenne

"...laced in reverse. The affected models include the Cayenne, the 911, the Taycan, and the Panamera. Model yea..."
Car

Porsche Taycan

"The affected models include the Cayenne, the 911, the Taycan, and the Panamera."

The Porsche Taycan is a fast electric car that is part of Porsche's move towards making electric vehicles.

Car

Porsche 911

"...rse. The affected models include the Cayenne, the 911, the Taycan, and the Panamera. Model years range ..."
Car

Porsche Panamera

"...include the Cayenne, the 911, the Taycan, and the Panamera. Model years range from 2019 through 2025."
Brand

GM

"...executives from Ford, GM, and Stellanus were invited while Tesla's CEO was not..."

GM stands for General Motors, a big car company that makes several brands of cars and trucks.

Brand

Stellantis

"...executives from Ford, GM, and Stellanus were invited while Tesla's CEO was not..."

Stellantis is a car company that makes many different brands of cars, including Jeep and Dodge, and was created by merging two other companies.

Brand

Ford

"...executives from Ford, GM, and Stellanus were invited while Tesla's CEO was not..."

Ford is a well-known car company in the United States that makes many types of vehicles, like trucks and cars.

Brand

Tesla

"...while Tesla's CEO was not, leading to disputes over fairness and representation..."

Tesla is a company that makes electric cars, which are vehicles that run on electricity instead of gasoline.

Car

Ram 1500

"So RAM confirmed the return of the 2027 RAM 1500 SRT TRX calling it the most powerful production street legal gas half ton pickup ever."

The RAM 1500 SRT TRX is a powerful pickup truck that can go fast and handle tough conditions. It's built for people who want a strong truck that can also be fun to drive.

Part

6.2 liter Supercharged Hemi V8

"The TRX uses the 6.2 liter Supercharged Hemi V8 rated at 777 horsepower and 680 pound-feet"

The 6.2 liter Supercharged Hemi V8 is a big and powerful engine that helps the truck go really fast. The supercharger makes it even stronger by pushing in more air to help it burn fuel better.

Term

horsepower

"The TRX uses the 6.2 liter Supercharged Hemi V8 rated at 777 horsepower and 680 pound-feet"

Horsepower is a way to measure how strong an engine is. More horsepower means the car can go faster and do more work.

Term

pound-feet

"The TRX uses the 6.2 liter Supercharged Hemi V8 rated at 777 horsepower and 680 pound-feet"

Pound-feet is a way to measure how much twisting force an engine has. More pound-feet means the truck can pull heavier things and start moving faster.

Term

suspension travel

"Now off-road hardware and chassis numbers at RAM called out included 35 inch tires, 13 inches of front suspension travel, up to 14 inches of rear suspension travel."

Suspension travel is how much the car's suspension can move up and down. This helps the car handle bumps better, especially when driving off-road.

Term

locking differential

"you get a Dana 60 rear axle with a rear electronic locking differential."

A locking differential helps both back wheels of a vehicle turn together, which is useful when driving on slippery or uneven surfaces. This helps the vehicle maintain traction.

Part

Dana 60

"you get a Dana 60 rear axle with a rear electronic locking differential."

The Dana 60 is a strong axle used in trucks that helps support the vehicle's weight and power. It's built to handle tough conditions and heavy loads.

Car

Dodge Ram

"Little pricey, but we're glad it's back. RAM was not done there. They also announced the first..."

The Dodge Ram is a big truck that people use for work or to carry heavy things. It's popular because it's strong and comfortable, and it's back in the news because of some new features and updates.

Term

Cummins

"the first ever power wagon with the 6.7 liter Cummins high output turbo diesel pushing out 430 horsepower, 1,075 pound-feet of torque."

Cummins is a company that makes strong diesel engines often used in trucks. Their engines are known for lasting a long time and providing a lot of power.

Car

Dodge Power Wagon

"...ot done there. They also announced the first ever power wagon with the 6.7 liter Cummins high output turbo dies..."

The Dodge Power Wagon is a tough truck made for driving off-road and handling heavy jobs. It's getting a new powerful engine that makes it even stronger, which is why people are talking about it.

Term

torque

"pushing out 430 horsepower, 1,075 pound-feet of torque."

Torque is the force that helps a vehicle start moving and pull heavy things. More torque means the vehicle can do more work, like towing.

Term

8-speed automatic transmission

"You get a torque flight, heavy-duty 8-speed automatic transmission, 342 rear axle ratio."

An 8-speed automatic transmission helps the car change gears smoothly and can save fuel. It gives the driver more options for how the car drives.

Part

five-link coil rear suspension

"...disconnecting front stabilizer bar, Bilstein shocks, five-link coil rear suspension..."

A five-link coil rear suspension is a system that helps keep the back wheels of a truck stable and in control, especially when driving on rough terrain.

Part

Bilstein shocks

"...disconnecting front stabilizer bar, Bilstein shocks, five-link coil rear suspension..."

Bilstein shocks are special parts that help control how a vehicle moves over bumps and rough ground, making the ride smoother and safer.

Term

payload capacity

"...just under 3,000 pounds of payload."

Payload capacity is how much weight a truck can carry inside or in its bed. This is useful for people who need to transport heavy items.

Term

towing capacity

"Capability numbers at RAM issue were just under 20,000 pounds of towing..."

Towing capacity is how much weight a truck can pull safely. It's important for people who need to move trailers or heavy items.

Part

automatic leveling rear air suspension

"They are also making available an automatic leveling rear air suspension for the first time."

Automatic leveling rear air suspension helps keep the back of the truck level, even when carrying heavy loads. This makes the ride smoother and safer.

Car

Hyundai Palisade

"...nd that's going to be of the all-new 2026 Hyundai Palisade XRT. The Palisade was redesigned for 2026 and the..."

The Hyundai Palisade is a large family car that can fit many passengers and their stuff. The new version for 2026 has been updated to be even better, which is why people are excited to talk about it.

Term

all-wheel drive

"The Palisade was redesigned for 2026 and the XRT trim adds rugged exterior styling and standard all-wheel drive while retaining the Palisade's strong interior space, ride comfort and family friendly layout."

All-wheel drive means that all four wheels of the car get power from the engine, which helps the car grip the road better, especially in rain or snow.

Car

Kia K4

"...auto loan terms, Ford's rollaway recalls, the new Kia K4 hatchback and a few more items. So make sure you ..."

The Kia K4 is a small car with a hatchback design, which means it has a back door that opens up for easy access to the trunk. It's being talked about because it's a new model that many people are curious about.

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