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417: Dream Corvettes, Smart Coverage, and Keep Cash or Crush with Adam Boca of NCM Insurance

417: Dream Corvettes, Smart Coverage, and Keep Cash or Crush with Adam Boca of NCM Insurance

The Collector Car Podcast Apr 30, 2026 30 min
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About this episode

Adam Boca traces NCM Insurance from its National Corvette Museum roots into a major collector-vehicle agency, then the talk dives into Corvette lore and personal favorites across generations. The pair revisit the strange story of the 1983 Corvette, including the museum’s half-car display and why the model never reached production. They also play a light keep-cash-crush game, weighing everything from a 1967 Corvette to a 1996 Grand Sport and a 2019 ZR1 manual.

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Car

Chevrolet Corvette

"is about Corvettes when's the last time I talked about Corvette. So I have Adam Boca and he's a Corvette expert and one of our sponsors."

A Corvette is a sports car made by Chevrolet. It’s been around for decades, and people collect them because they’re fun and have a big enthusiast following.

Car

Corvette Grand Sports

"if you know the Corvette Grand Sports, they have these two little hash marks. It actually looks like the Hagerty H's, which was accidental."

The Corvette Grand Sport is a special Corvette model that’s meant to be more track-oriented than the regular one. The host is talking about a specific design feature on that model’s look.

Brand

Hagerty H's

"It actually looks like the Hagerty H's, which was accidental."

“Hagerty H’s” refers to the Hagerty brand’s stylized “H” logo marks. In the transcript, the host says the book’s Corvette-inspired hash marks accidentally resemble that Hagerty visual motif.

Topic

Porsches

"the next book is about Porsches, the enthusiast guide to Porsches. And originally I wanted the book to be, I wanted the colors to relate to the history of the car or the heritage of the car."

The host starts talking about a future book series focused on Porsches. It’s mainly about the project and cover design decisions.

Brand

Gulf Oil Blue

"For Porsche, I was thinking about making the book Gulf Oil Blue with the type in orange."

“Gulf Oil Blue” is a reference to the classic Gulf Oil racing livery color scheme. The host is describing how they considered using that heritage-inspired color for a Porsche book cover.

Car

911 A930 Porsche

"it will be just like this book, but it'll have probably a 930 Porsche on the cover, the enthusiast guide to Porsches."

Porsche’s “930” is a classic 911 Turbo generation. It’s a famous older performance Porsche, and the host is considering it for the book cover.

Concept

market trends

"Now, I will be a Greenbrier this weekend judging and on a seminar talking about market trends, apparently, valuation trends. So that will be fun."

Market trends are the big patterns in what people want and what prices do over time. Valuation trends are how those patterns affect what a car is worth.

Concept

Super Cars and Hyper Cars

"And then I go into what are the cars of the era. In this case, Super Cars and Hyper Cars are reviewed design and technology. I break it out by both the Super Cars and the Hyper Cars, as well as what is the cultural influence at the time."

“Supercar” and “hypercar” are terms people use for very high-end, very fast cars. In this segment, they’re also used to talk about how those cars changed design, technology, and even culture.

Car

Jaguar the XJ220

"And then I go into some fun stuff, such as when Jaguar, the XJ220 actually beat Ferrari, but still a loss from a marketing perspective. I cover why"

The Jaguar XJ220 is a famous 1990s supercar known for its high-speed performance and for being one of the era’s headline-grabbing cars. In the segment, it’s referenced in a story about racing/competition outcomes versus Ferrari, highlighting how the XJ220 was perceived as a serious contender.

Concept

collector's ladder

"new enthusiasts should care about this era of cars, as well as the collector's ladder from entry level to middle market to blue chip icons. And then I talk about collector considerations."

Collectors often describe the hobby like a ladder. You start with more affordable cars, then move up to rarer and more valuable “big-name” cars. It’s basically a way to talk about how expensive and desirable cars get as you climb.

Concept

super car or a hyper car

"What does it take to own a super car or a hyper car? I review the timeline of the era with some key highlights."

People use “supercar” and “hypercar” to describe extremely fast, exotic cars. “Hypercar” usually means the most extreme, rare, and high-tech level. Collectors use these words to talk about how special—and how expensive—these cars are.

Concept

auction highlights and record sales

"finally end with auction highlights and record sales to kind of show how these cars are doing in the marketplace."

When people say “auction highlights” and “record sales,” they mean the biggest results and highest prices seen at auctions. Collectors pay attention because it shows what buyers are willing to pay right now.

Brand

Super Car Blondie

"And I close it with another quote from an expert, in this case, Super Car Blondie. So be sure to check out the book you can order at the link below."

Super Car Blondie is an automotive media personality/brand. The host is using a quote from her as part of the episode’s commentary.

Concept

stewardship

"If you're a collector, you already understand stewardship, preserving what matters, planning ahead and passing things on the right way."

Here, “stewardship” means looking after your car responsibly. It includes keeping it in good shape and planning so it can be preserved and passed on the right way.

Company

Paris style wealth

"That's exactly how Paris style wealth approaches financial planning. As the Ferrari Club of America's official wealth management partner, they help avid collectors who value resilience and attention to detail."

“Paris style wealth” is the name used for a wealth-management service being mentioned in the ad. They’re connecting their planning philosophy to the way collectors think about protecting and planning for the future.

Company

new edge advisors LLC

"To learn more, go to Paris style wealth.com Paris style wealth advisory services offered through new edge advisors LLC, a registered investment advisor."

This is the company name mentioned for the financial advisory services. It’s included as part of the ad/partner disclosure, not as a car detail.

Company

Metron Garage

"Some people go to offices, some go to mountains, others go to garages. At Metron Garage, we build for people who do all three. Give us a call to get started."

Metron Garage is a company being mentioned that builds garages. The host is basically saying some people use garages for more than parking—they’re places to work on cars and take care of them.

Term

agreed value coverage

"NCM Insurance specializes in agreed value coverage designed specifically for classic collector and enthusiast vehicles. From weekend drivers to serious collectors, they understand how these cars are used, stored and protected."

Agreed value coverage means you and the insurance company agree on a price for the car ahead of time. If something happens and the car is totaled, you get that agreed amount instead of a lower value based on today’s market.

Brand

Carport

"Every car in your garage tells a story, where it's been, how it's been maintained and what makes it truly yours. Carport gives you a simple digital garage to"

Carport is mentioned as a digital tool for keeping track of your cars. The idea is to help you organize information like maintenance history so it’s easier to manage a collection.

Concept

service history

"document, organize and manage your vehicles all in one place. Track service history, store important records and keep your collection dialed in..."

Service history is a record of maintenance and repairs performed on a vehicle over time. For collector cars, it can help with resale value and with proving proper care, since these cars may be maintained differently than daily drivers.

Company

NCM Insurance

"Absolutely. No, I'm Adam Boca and I'm the CEO of NCM Insurance. NCM created this agency about 18 years ago and it has blown up into one of the fastest growing collector vehicle agencies in the country."

NCM Insurance is a company that sells insurance for collector cars. The host is talking to its CEO about how they insure cars and why they focus on the collector-car world.

Term

collector vehicle agencies

"...it has blown up into one of the fastest growing collector vehicle agencies in the country. We ensure close to 100,000 vehicles across the country..."

This phrase means insurance companies that focus on special cars people keep and enjoy. Collector cars can be used differently than normal daily cars, so the insurance needs can be different too.

Brand

Corvette Museum

"...even though we're owned by the Corvette Museum, we know that other opportunities and other amazing cars out there that we absolutely love to ensure."

The Corvette Museum is the institution that owns NCM Insurance, giving the insurer a direct connection to Corvette history and the enthusiast community. That ownership helps explain why they started with Corvette-focused knowledge and then expanded to other collector cars.

Term

non-profit

"This is this guy's collection. How can I make it go on forever, turning it into a non-profit, try to get supporters, that kind of stuff, but it is really a challenge"

A non-profit is an organization that uses money to support its mission instead of making profits for owners. The hosts are saying some museums try to become non-profits so they can get help and keep operating.

Term

sinkhole

"I've been there numerous times. I've been there before the sinkhole. [644.7s] and it is such an incredible setup."

A sinkhole is when the ground suddenly caves in. They’re saying they visited the museum before and after a sinkhole happened there.

Concept

one and a half 1983 Corvettes

"[651.5s] It is. Yeah, so there's actually one and a half 1983 Corvettes. Oh, tell us about that. Yeah, we [656.7s] have one and a half of the 83s, but the 83 is obviously a really special car to us."

They say they have “one and a half” of the 1983 Corvettes. That means the museum’s display isn’t just one whole car—it’s put together from parts so that more than one car’s worth of 1983 pieces are represented.

Term

assembly plant

"[669.0s] Yeah, no, so there's one and a half. We have one that used to hang over the entrance [677.6s] at the assembly plant and when that car was relevant in the early to mid-80s, [685.1s] they would change the wheels to make it look like the current production year."

An assembly plant is where cars are built in a factory. They’re saying one of the museum’s rare cars was used as a display at the plant entrance and was visually updated over time.

Term

side panels

"We got that entire half of the car and we started just doing some research, pulled one of the side panels off to get to the secondary Venn and noticed that it was an 83 Venn number."

Side panels are the outer body pieces on the car’s sides. They removed one to look for identifying information to confirm it was really an 1983.

Topic

GM Motorama cars being sent to a junkyard to be crushed

"Yeah, you always hear about, you know, in the 60s and the 50s and, you know, like the, what were they called, the 1953 GM Motorama cars being sent to, you know, a junkyard to be crushed..."

They’re talking about older GM display cars that were sometimes crushed instead of saved. The story is used to show how rare surviving cars can become over time.

Term

crash safety standards

"I mean, there were several reasons. One, you know, there were some, some crash safety standards that weren't necessarily achieved on the 83 Corvette."

Crash safety standards are rules that car makers have to follow so the car protects people better in an accident. The host is saying the 1983 Corvette didn’t meet some of those rules the way later Corvettes did.

Term

flat dash

"It was a flat dash. So the entire dash was flat and it has what we call a bread box on the passenger side."

A flat dash is just a dashboard shape that’s more flat than curved. The point here is that the 1983 design didn’t include a safety piece that later cars added to help protect you in a crash.

Term

bread box

"It was a flat dash. So the entire dash was flat and it has what we call a bread box on the passenger side. And so on the 84 and up to 89 Corvettes, there's this big bread box that says Corvette and it's almost, it's a crash pad."

“Bread box” is a nickname for a box-like safety structure on the passenger side of the dashboard. It’s meant to help reduce injury if someone hits the dash during a crash.

Term

crash pad

"And so on the 84 and up to 89 Corvettes, there's this big bread box that says Corvette and it's almost, it's a crash pad. So if, if you were to be in the car, get into a collision and you were to hit the dash, that pad is supposed to soften the blow."

A crash pad is the padded part on the dashboard meant to make impacts less harsh. The host is saying later Corvettes added a bigger one, but the 1983 didn’t originally have that protection.

Term

Crossfire Fuel Injection

"items that needed to be met. It also came out with a motor, the Crossfire Fuel Injection that, [866.5s] you know, had its issues. And 82 Corvettes had that motor than 84 Corvettes had that engine."

Crossfire Fuel Injection is a computer-controlled way of delivering fuel to the engine. On some cars it didn’t work as smoothly as hoped, so owners sometimes had trouble with it.

Concept

tooling issues

"But there was definitely some tooling issues at the plant that delayed that production. [937.2s] Wow. Okay. Yeah. So I, this, this feels really good."

Tooling issues mean the factory’s production equipment wasn’t ready or didn’t work correctly during the changeover. That can slow down building cars even if the design is already planned.

Term

side pipes

"my uncle has a 67 [949.5s] Corvette, nothing real special, base engine, but it's got factory AC, side pipes, four speed, [954.1s] and he bought it in 1974."

Side pipes are exhaust pipes that come out along the sides of the car. They’re mostly about the classic style and sound.

Term

factory AC

"my uncle has a 67 [949.5s] Corvette, nothing real special, base engine, but it's got factory AC, side pipes, four speed, [954.1s] and he bought it in 1974."

“Factory AC” means the car originally came with air conditioning from the factory. That usually makes it cleaner and more correct than an aftermarket add-on.

Term

four speed

"my uncle has a 67 [949.5s] Corvette, nothing real special, base engine, but it's got factory AC, side pipes, four speed, [954.1s] and he bought it in 1974."

“Four speed” means the car has a transmission with four forward gears. More gears can help the engine run in the right range for both driving and speed.

Term

quad headlights

"For C1, I used to love the 58s. [986.1s] And I liked the chrome. I liked the extra stuff. I liked the quad headlights. [990.1s] As I learned more about Corvettes, everybody talks about the 57"

Quad headlights means the car has four headlights instead of two. It’s a noticeable styling feature on some classic cars.

Term

dual quads

"But 56 had the dual quads, right? That's right. Yeah, absolutely. Virtually identical [1008.4s] appearance wise though. But yeah, dual quads, 57 fuel injection. That was a big deal."

“Dual quads” means the engine uses a pair of carburetor setups (multiple carburetors). It’s a classic performance setup that can change how the car responds and sounds.

Term

big block

"“...I'm going to go with a 67. That's my favorite year. I'm going to go with the big block because I like the Stinger hood...”"

“Big block” means the Corvette has a larger, more powerful V8 engine. People usually bring it up because it’s a key part of what makes certain classic Corvettes special.

Car

Kia Stinger

"...oing to go with the big block because I like the Stinger hood. I'm going to go with the coupe, but I'm not..."

The Kia Stinger is a sporty-looking car with four doors, designed to drive more like a performance car than a typical family sedan. People often customize them, including changes around the hood and engine area. It’s discussed because it offers a fun, modern platform for upgrades.

Term

396

"“For me, I'm probably going 65 396. You know, it's the first one year only.”"

“396” is the engine size—396 cubic inches. Bigger-displacement engines were often the ones people wanted for stronger performance.

Concept

one year only

"“...it's the first one year only. Yeah. One year only. I think it's just a great transition year...”"

“One year only” means that exact version was only made for one model year. Collectors like those because there are fewer of them.

Term

primer

"Because Mary Kay was going to paint it pink. And so that car is in primer now, and they added not factory correct, but they added a white"

Primer is the coating applied to bare metal or old paint before final paint. In this context, the hosts are emphasizing that the car was reportedly sold/kept in primer, which is unusual and part of the car’s story and rarity.

Term

stinger hood

"they added not factory correct, but they added a white, I painted a white stinger hood. I think that's what it was."

A stinger hood is a Corvette hood with a raised center shape. People notice it because it can help tell whether a car looks like the original factory style.

Term

Copo car

"Yeah. Was that a copo car technically or probably? Yeah, I think it was. Actually, I'll throw up here."

COPO is a way Chevrolet let dealers order special, unusual factory builds. When someone says a car might be COPO, they mean it could be a rare, documented special-order Corvette.

Term

small block 350

"red interior, white top four speed small block 350 350. Why not the 68?"

The “small block 350” is a Chevy V8 engine that’s 350 cubic inches. People mention it because it’s a specific engine option that affects how desirable the car is.

Term

C two chassis

"68 was that kind of unique transition year. So it had the C two chassis underneath it, 327."

They’re saying the car’s “C2 chassis” is the older Corvette platform underneath. That matters because it changes which parts fit and can affect how hard restoration is.

Term

327

"So it had the C two chassis underneath it, 327. It was it's one of the harder cars to restore"

“327” is a specific Chevy V8 engine size. Collectors mention it because different engine options make cars more or less desirable.

Term

carbon fiber hood

"I would pick an 04 Le Mans edition. Just that blue with the carbon fiber hood."

A carbon fiber hood is a lighter hood made from a strong composite material. People mention it because it often comes with certain special editions or performance packages.

Term

385 horse

"Which year would you pick? What would you recommend? I would not get the 01. That's 385 horse. 02 and up was 405."

They’re talking about horsepower—how much power the engine makes. They’re using the number to decide which year they’d rather not buy.

Car

2019 ZR1 manual

"I'm going to say 2019 ZR1 manual. Okay, 100%. Yes."

The Corvette ZR1 is one of the strongest versions of the Corvette. Saying “manual” means it has a stick shift, which some drivers prefer for more direct control.

Term

LT6

"So it's going to replace the current setup so that LT six is going to make its way into the stingray as well."

LT6 is an engine name for a Corvette. The speaker is saying a newer engine will be used in the regular Stingray model instead of the older one.

Car

Stingray

"So it's going to replace the current setup so that LT six is going to make its way into the stingray as well."

Stingray is the Corvette’s main model name. Here, they’re talking about which engine will end up in the regular Stingray version.

Concept

keep cash and crush

"Okay, so I did not give you a heads up about playing keep cash and crush. So this is the game where I give you three cars. You have one you keep forever one that you cash in and one you send to the crusher, unfortunately."

It’s a fun decision game about three cars: keep one forever, sell one for money, and scrap one. It’s basically testing what matters more—sentiment or cash.

Concept

wrong motor

"And the curveball is a C2, a 67 base 427, but it's got the wrong motor. So from a value perspective, they're all within probably 10 or 15 grand of each other."

They mean the car has the wrong engine for what it’s supposed to be. For collectors, the correct engine matters because it can change how much the car is worth.

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