0:00 / 0:00
O.C. CA Highest Car Payments in Nation!, Racing Leaves Gulf States Due To War, Shelby F150 - Shift & Steer EP577

O.C. CA Highest Car Payments in Nation!, Racing Leaves Gulf States Due To War, Shelby F150 - Shift & Steer EP577

Shift and Steer Jul 16, 2026 49 min
0:00
0:00

About this episode

Goodwood and motorsport logistics take center stage as the hosts talk about “Goodwood America” near Willow Springs, event differences between the Revival and Festival of Speed, and why travel may involve helicopters. The conversation then shifts to real-world disruption: series relocate races due to conflict and cost estimates for moving events. Back on the street, they cover California DMV cheating crackdowns, traffic-stop etiquette, and how high monthly payments can trap drivers in negative equity. Shelby and Roush truck builds wrap the show.

Technical Too Afraid to Ask
Car

Hyundai Grandeur

"...get go. A lot of production, a lot of display and grandeur and things like that. You're absolutely right. Ye..."

The Hyundai Grandeur is a large sedan made by Hyundai. It’s built to feel comfortable and roomy, like a more upscale car. The podcast mentions it in the context of how much is being produced and how it’s being presented.

Sign in to suggest edits or report issues
Term

scratch built car

"[952.3s] briefly in there was the Radford car, the Radford coach built car that Jensen Button [961.5s] and Anstead is on."

A coachbuilt car is a more custom kind of car. Instead of being made in a factory like most cars, a specialist builder designs and fits the bodywork to make it unique.

Sign in to suggest edits or report issues
Term

DMV

"California has an issue with people cheating on their DMV drivers license exams, written tests, driver tests. And so the DMV sent out notifications to people that they suspect"

DMV is the government office that issues driver’s licenses and handles vehicle paperwork. Here, they’re investigating people who may have cheated on the driving tests.

Sign in to suggest edits or report issues
Term

written tests

"exams, written tests, driver tests. And so the DMV sent out notifications to people that they suspect is had fraudulently passed whatever test."

Written tests are the multiple-choice or short-answer parts of getting a driver’s license. The host is saying the DMV thinks some people may have cheated on that knowledge exam.

Sign in to suggest edits or report issues
Term

driver's license

"California has an issue with people cheating on their DMV drivers license exams, written tests, driver tests. And so the DMV sent out notifications to people that they suspect"

A driver’s license is the official permission to drive on public roads. This segment is about people possibly cheating to pass the tests needed to get it.

Sign in to suggest edits or report issues
Term

driver tests

"exams, written tests, driver tests. And so the DMV sent out notifications to people that they suspect is had fraudulently passed whatever test."

Driver tests are the hands-on driving exam where you show you can drive safely. The host is saying the DMV thinks some people may have had someone else take that test for them.

Sign in to suggest edits or report issues
Term

hand signals

"Right. Like hand signals? Like if you were on a bike or if you were in your car and you saw [1155.2s] somebody on a bike and they were doing their hand signals, what would it mean?"

Hand signals are simple gestures people use to show what they plan to do, like turning or slowing down. The host is saying they remember this being part of the test, but may not be asked anymore.

Sign in to suggest edits or report issues
Term

1199 foundation

"the thing is is that, and then we got off on an 1199 foundation thing. Out here in California, there's the 1199 Foundation, which is a donation to the California Highway Patrol."

The 1199 Foundation is a donation program connected to the California Highway Patrol. The speaker says it gives you a special plate frame and badge after you donate.

Sign in to suggest edits or report issues
Term

California Highway Patrol

"Out here in California, there's the 1199 Foundation, which is a donation to the California Highway Patrol."

The California Highway Patrol is California’s state police for highways. The speaker says a donation program benefits the CHP and comes with special identification items.

Sign in to suggest edits or report issues
Term

license plate frame

"And when you make the donation, you get a license plate frame that says member 1199 Foundation and you get a little badge that you put in your wallet."

A license plate frame is the holder around your license plate. In this story, it’s a special one that shows you’re part of the 1199 Foundation program.

Sign in to suggest edits or report issues
Person

Gordon McCall

"but the greatest gig right now is I just spoke with Gordon McCall. He is the creator of the Quail event at Monterey Car Week."

Gordon McCall is a well-known car event organizer. Here, the speaker says he created the Quail event at Monterey Car Week and also leads the 1199 Foundation.

Sign in to suggest edits or report issues
Topic

Monterey Car Week

"He is the creator of the Quail event at Monterey Car Week. Motorworks, yeah."

Monterey Car Week is a big yearly set of car events in California. The speaker mentions it because the Quail event happens during that week.

Sign in to suggest edits or report issues
Company

Hagerty

"and the Jet Center Motorworks party, which was sold to Hagerty, he is currently the chairman of the 1199 Foundation."

Hagerty is a company that focuses on classic cars. In this segment, it’s mentioned because the event/party was sold to Hagerty.

Sign in to suggest edits or report issues
Term

SWAT meter

"[1556.3s] like a plastic one that they had made at the SWAT meter or something. And I think, dude, [1561.1s] they'll probably just pull you over just out of spite if you have that on there."

It sounds like a local event or fundraiser where people can get branded items. The host is saying the fake plate frames might be made there.

Sign in to suggest edits or report issues
Car

Tesla Semi

"...st maybe assumed was not true. But when you see a semi truck, especially like dump trucks and things of ..."

The Tesla Semi is a large electric truck designed to haul cargo. It’s meant to do the same job as other semi trucks, but using electricity instead of diesel. The podcast brings it up when talking about what people might think is true about electric trucks versus what’s actually happening.

Sign in to suggest edits or report issues
Term

axle lifted up

"[1605.8s] especially like dump trucks [1605.8s] and things of that nature, that have one axle lifted up off the ground. [1614.5s] Do you ever wonder what that was for?"

On some big trucks, one axle can be raised so it doesn’t touch the road. That changes how the truck’s weight is spread out, which can help it meet road/bridge rules.

Sign in to suggest edits or report issues
Term

pounds per axle

"[1673.3s] the primary reason is how some bridges and some roads say you cannot exceed x amount of pounds [1682.7s] per axle."

Roads and bridges often have rules about how heavy each axle is allowed to be. Raising an axle can help the truck keep the weight on each remaining axle within the legal limit.

Sign in to suggest edits or report issues
Term

pneumatically

"[1682.7s] per axle. And if they've got a load where with two axles, it's 20,000 pounds an axle, they can [1691.2s] drop those axles new pneumatically, and it displaces some of the load to another set of axle."

Here it means the axle is raised using compressed air. That’s a common way heavy trucks control big moving parts.

Sign in to suggest edits or report issues
Place

Goodwood Festival of Speed

"So, you know, we were talking about the Goodwood Festival of Speed here, and I'm looking at their sculpture from this year. And it's really cool they had three porches, full scale, of course, like that."

Goodwood Festival of Speed is a big car event in the UK. People show off special cars, and there are lots of displays and racing-related activities.

Sign in to suggest edits or report issues
Brand

Singer

"Oh, the sculpture in Goodwood? Yeah, there it is. Yeah. Yeah. This one. So, yeah, are those, those are singer porches, aren't they? Those are all singers."

Singer is a company that builds very high-end customized Porsches. They take classic 911s and update them with modern details, which is why they’re so sought after.

Sign in to suggest edits or report issues
Company

Roush

"Okay, we are back and news from from both Roush and Shelby. So aftermarket truck packages, if you want to do a little bit of off-roading, then you certainly can because now Roush has a post title package for the Ram 1500."

Roush is a company that sells performance upgrades for cars and trucks. In this segment, they’re the brand behind the aftermarket package for the Ram 1500.

Sign in to suggest edits or report issues
Car

Dodge Ram

"...ecause now Roush has a post title package for the Ram 1500. It's called the Ram 1500 Direct Connection ..."

The Dodge Ram 1500 is a full-size pickup truck. It’s the kind of vehicle people use for work or everyday driving, and it can also be customized. The podcast mentions a package for it, meaning a prepared set of upgrades offered by a performance shop.

Sign in to suggest edits or report issues
Car

Ram 1500 Direct Connection by Roush Package

"Okay, we are back and news from from both Roush and Shelby. So aftermarket truck packages, if you want to do a little bit of off-roading, then you certainly can because now Roush has a post title package for the Ram 1500. It's called the Ram 1500 Direct Connection by Roush Package."

This is an aftermarket upgrade package for the Ram 1500 pickup. It’s meant to improve how the truck rides and handles—especially for off-road—mostly through suspension parts, with an exhaust added too.

Sign in to suggest edits or report issues
Term

cat-back exhaust system

"This one is no real power adder. The only thing performance wise as far as horsepower would be a cat-back exhaust system, but it takes the Ram 1500 and this package adds suspension system for"

A cat-back exhaust is an aftermarket exhaust section that starts at the catalytic converter and goes to the back of the truck. It can make the exhaust louder and sometimes helps it breathe better.

Sign in to suggest edits or report issues
Term

coilovers

"but it takes the Ram 1500 and this package adds suspension system for so you get a coilover design system. It's the Roush Performance 2.0 coilover system."

Coilovers are suspension parts that combine the spring and shock into one unit. They help the truck sit right and handle bumps better, which is useful for off-road driving.

Sign in to suggest edits or report issues
Term

twin tube hydraulic dampers

"It's the Roush Performance 2.0 coilover system. It's got a twin tube hydraulic dampers on it."

Twin-tube hydraulic dampers are shock absorbers that use two fluid chambers to control how the suspension moves. They help smooth out bumps and keep the tires planted.

Sign in to suggest edits or report issues
Term

33 inch tires

"It's got a twin tube hydraulic dampers on it. It's got 33 inch tires. The cat-back exhaust system to it."

“33-inch tires” means the tires are bigger than stock. Bigger tires can help the truck clear obstacles and handle rough terrain better, but they can also affect ride and steering feel.

Sign in to suggest edits or report issues
Term

hood vents

"You can also get the the there's some exterior and interior upgrades for it. There's a hood vents and graphics package if you want that stuff and"

Hood vents are openings in the hood that can help with airflow management and heat extraction, depending on design. In aftermarket packages, they’re also commonly used for styling and off-road presence.

Sign in to suggest edits or report issues
Term

e-locker

"On the the drive trains, the 392 rear axles, the E-locker. It's got the protection groups, [2107.8s] skid plates, trailer brake controller, all that good stuff on it and it's good."

An E-locker is a system that can lock the rear wheels together when you’re on slippery or uneven ground. That way, if one wheel starts to spin, the other can still push the truck forward.

Sign in to suggest edits or report issues
Term

skid plates

"It's got the protection groups, [2107.8s] skid plates, trailer brake controller, all that good stuff on it and it's good. It looks good."

Skid plates are protective covers underneath a truck. They help protect important parts from getting hit by rocks or obstacles when you go off-road.

Sign in to suggest edits or report issues
Term

trailer brake controller

"skid plates, trailer brake controller, all that good stuff on it and it's good. It looks good. [2115.5s] Now you can add this as a dealer installed package."

A trailer brake controller is what tells the trailer brakes when and how hard to brake. It helps you stop more smoothly when you’re towing.

Sign in to suggest edits or report issues
Car

Ram Rumblebee SRT

"Now, going in the opposite direction and if you want a street truck, but you really want [2231.4s] kind of the ultimate street truck. Now, this is interesting because we talked a little while ago [2235.1s] about Ram coming out with the Rumblebee SRT, the 777 horsepower."

The Ram Rumblebee SRT is a special, performance-oriented Ram truck. The point is that it’s built to feel more like a street truck while still having big power and adjustable suspension.

Sign in to suggest edits or report issues
Term

777 horsepower

"about Ram coming out with the Rumblebee SRT, the 777 horsepower. It's like the TRX engine, [2242.6s] but in a lower street truck, adjustable suspension."

Horsepower is a number that roughly tells you how strong the engine is. Here, “777 horsepower” is used to show just how powerful that Ram variant is supposed to be.

Sign in to suggest edits or report issues
Car

Ford Lobo

"...h-performance street truck. Now, they gave us the Lobo, but they kind of dropped the ball on that. It do..."

The Ford Lobo mentioned in the podcast is described as a performance-focused street truck. The host says it didn’t turn out the way they expected. That’s why it comes up—because it’s an example of a performance truck concept that fell short.

Sign in to suggest edits or report issues
Term

5-liter Coyote engine

"It was just meant to be sort of a jumping off point if you want to modify a crew cab truck because it has the 5-liter Coyote engine in it, where now, and I'm not sure if you knew this, but"

The “5-liter Coyote” is Ford’s V8 engine. The speaker is saying it’s the engine that makes it easier to turn a truck into a higher-performance project.

Sign in to suggest edits or report issues
Term

8-cylinder

"the top trim model for trucks like the King Ranch and the Platinum, you can't get it with the 8-cylinder. You can only get it with the 6-cylinder or the hybrid."

“8-cylinder” means a V8-style engine with eight cylinders. They’re saying some high-end truck trims don’t let you choose that V8 option.

Sign in to suggest edits or report issues
Term

post-title package

"The way to do it is you step over to Shelby American, and Shelby American now has a post-title package that they just launched their configurator on their website, because they have that there."

A “post-title package” refers to modifications performed after the vehicle has been titled—meaning the truck is already legally registered before the Shelby work is completed. This can affect how the build is delivered and documented compared with factory-installed options.

Sign in to suggest edits or report issues
Car

Ford F150

"But this is the new Shelby F-150 Super Snake, and the Super Snakes have always been the highest-end versions of their vehicles. And so the Super Snake is the four-door crew cab truck."

The Shelby F-150 Super Snake is a special, high-power Ford F-150 truck made by Shelby American. It’s meant to look aggressive and go fast, with a supercharger and upgraded suspension and exhaust.

Sign in to suggest edits or report issues
Term

ground effects package

"And so the Super Snake is the four-door crew cab truck. It's lower. It's got a ground-effects package on it."

A ground-effects package is special body styling that helps control air flowing under the vehicle. It can make the truck feel more planted at speed and also makes it look more performance-oriented.

Sign in to suggest edits or report issues
Term

Whipple Super Charge

"It's lower. It's got a ground-effects package on it. It's got an aggressive hood, the Shelby Stripes, big front air dam on it, but this also includes the Whipple Supercharge, the Stage 2 Supercharger, 810 horsepower package, which looks really, really cool."

A Whipple supercharger is a device that forces extra air into the engine. More air means the engine can make more power—so the truck feels much stronger.

Sign in to suggest edits or report issues
Term

two-stage supercharger

"but this also includes the Whipple Supercharge, the Stage 2 Supercharger, 810 horsepower package, which looks really, really cool."

“Stage 2” usually means a more complete upgrade than a simple bolt-on. It’s typically tuned and paired with other changes so the supercharger can deliver the intended power.

Sign in to suggest edits or report issues
Term

810 horsepower package

"but this also includes the Whipple Supercharge, the Stage 2 Supercharger, 810 horsepower package, which looks really, really cool."

This means the truck is set up to make around 810 horsepower. That typically requires more than one upgrade working together, not just one part.

Sign in to suggest edits or report issues
Term

Michelin Pilot Sport S5 tire

"You get the Michelin Pila Sport AS4 tires, 22-inch wheels. It's on king-adjustable coilovers on a lowered suspension, Borla catback exhaust."

These are Michelin Pilot Sport AS4 tires, which are a particular kind of tire model. The right tire helps the truck grip the road better, especially when you’re driving hard.

Sign in to suggest edits or report issues
Term

Borla Catback exhaust

"It's on king-adjustable coilovers on a lowered suspension, Borla catback exhaust. These are more exclusive."

A cat-back exhaust is an upgrade that changes the exhaust parts after the catalytic converter. It can help the engine breathe better and usually gives a deeper, more aggressive sound.

Sign in to suggest edits or report issues
Brand

Shelby American

"So you can order this thing direct from Shelby American or through their dealer network. But if you want the ultimate street truck, this is it."

Shelby American is the company that makes Shelby-branded performance cars and trucks. Here, they’re described as the place you can order the Shelby truck from.

Sign in to suggest edits or report issues
Car

Ford Mustang

"...ere building trucks and they were building Shelby Mustangs. And they tell me that they build and sell twice ..."

The Ford Mustang is a sports car made by Ford. It’s known for being fun to drive and for having different versions, including special performance models. The podcast mentions Shelby Mustangs because those are higher-performance versions of the Mustang.

Sign in to suggest edits or report issues
Car

Shelby Super Snake

"Now, the Shelby Super Snake is more money than what the Ram Rumble B SRT will be."

The Shelby Super Snake is one of Shelby’s most extreme, high-power cars. In this part of the show, they’re using it to compare how expensive the truck being discussed is.

Sign in to suggest edits or report issues
Term

0% financing

"they're offering all this 0% financing on their pickup trucks. I'm like, wait a minute, [2589.3s] can't you do 0% financing on your Yukon XLs? ... If you can't do 0% financing, then maybe adjust [2616.7s] the price of the vehicle to compensate for what you'd be spending on that interest."

0% financing means the loan has no interest cost. It can make the monthly payment look great, but the car price or other deal terms might still be adjusted.

Sign in to suggest edits or report issues
Car

GMC Yukon XLs

"can't you do 0% financing on your Yukon XLs? I mean, I would run down tomorrow and buy a brand [2597.1s] new Yukon XL if they would do 0% financing."

The GMC Yukon XL is a large SUV with extra space. The host is saying they’d buy one if GMC offered 0% financing, because it would reduce the cost of borrowing money.

Sign in to suggest edits or report issues
Car

Porsche Cayenne

"What's going on with [2689.8s] Panamera and Taycan and Cayenne and the nice daily driver utility Porsches, if you will."

The Porsche Cayenne is Porsche’s SUV. The host is using it to show that leasing a Porsche SUV is also expensive—around two thousand dollars a month in their quotes.

Sign in to suggest edits or report issues
Car

Porsche Panamera

"leasing a car and saying, what's Porsche got going on right now? What's going on with [2689.8s] Panamera and Taycan and Cayenne and the nice daily driver utility Porsches, if you will."

The Porsche Panamera is Porsche’s four-door car. The host is using it as an example of how much it costs to lease a Porsche—around two thousand dollars per month in this discussion.

Sign in to suggest edits or report issues
Car

Porsche Taycan

"What's going on with [2689.8s] Panamera and Taycan and Cayenne and the nice daily driver utility Porsches, if you will."

The Porsche Taycan is Porsche’s electric car. The host is saying that leasing it (and other Porsches) is coming out to about $2,000 a month based on the quotes they got.

Sign in to suggest edits or report issues
Term

lease

"We reached out and we got some quotes. Every one of the leases was [2706.1s] basically $10,000 down and more than $2,000 a month."

A lease is like renting a car for a few years with payments. You usually give the car back at the end, and the host is talking about how expensive those monthly lease payments are.

Sign in to suggest edits or report issues
Term

equity

"Then I own it and I have a little equity in it."

Equity is how much of the car you actually own. If you pay the loan down and the car is worth enough, you have equity you can keep or use later.

Sign in to suggest edits or report issues
Car

Monte Carlo SS

"I learned that the hard way. The very first new car I ever bought was a Monte Carlo SS in 1984."

The Monte Carlo SS is a sportier version of the Chevrolet Monte Carlo. Back then, the “SS” usually meant it had a stronger engine and more performance-focused parts than the regular versions.

Sign in to suggest edits or report issues
Term

car payment

"I went in and I fell into the trap of, how much do you want your car payment to be?"

A car payment is what you pay each month to keep the car financed. If you only look at the monthly number, you might not realize you’re paying extra overall because of things like loan balance and interest.

Sign in to suggest edits or report issues
12 cars featured

Request an Explanation

Heard something you'd like explained? We'll add it to this episode.

Sign in to request explanations for terms you heard.

Want to learn more?

Browse our glossary for plain-English explanations of automotive terms, jargon, and concepts.

Explore Terms

Help improve this episode

See something that's not quite right? Our annotations are AI-generated and can sometimes miss the mark. Click the flag icon on any annotation to suggest a correction.

Report incorrect info
Suggest better explanations
Flag missing cars