Top 10 Black Friday Car Deals 2025 | Episode 967
About this episode
Exploring the top 10 Black Friday car deals for 2025, Ray and Zach discuss the legitimacy of these offers and provide insights into navigating dealership promotions. They emphasize the importance of understanding financing options, including 0% APR deals and the nuances of lease agreements. The episode features a detailed breakdown of specific models with notable offers, while also addressing common pitfalls buyers may encounter. Listeners gain valuable tips on how to approach negotiations and make informed decisions during the holiday sales period.
new car incentives
"Having said that, the manufacturers have put together some decent incentives. We spoke the other day, there's 40 to 0% finance deals that are available from the manufacturers at the moment."
New car incentives are special offers from car makers to help sell cars. They can include things like low or no interest loans and cash back offers to make buying a car cheaper.
New car incentives are promotions offered by manufacturers to encourage sales, especially during holiday seasons. These can include low or zero percent financing, cash rebates, and other deals that make purchasing a vehicle more attractive.
0% interest deals
"Are 0% interest deals a real deal? Yeah."
0% interest deals mean you can borrow money to buy a car without having to pay any extra money in interest. It makes buying a car cheaper over time.
0% interest deals are financing offers where the buyer does not pay any interest on the loan for a specified period. This can significantly reduce the overall cost of financing a vehicle.
Volkswagen Tiguan
"First, he's got the 2025 Volkswagen Taos and Tiguan."
The Volkswagen Tiguan is a compact SUV that has a roomy interior and comes with modern technology and safety features.
The Volkswagen Tiguan is a compact SUV that combines versatility with advanced technology and safety features, making it a popular choice in its segment.
Volkswagen Taos
"First, he's got the 2025 Volkswagen Taos and Tiguan."
The Volkswagen Taos is a small SUV that is easy to drive and has a lot of space inside for passengers and cargo.
The Volkswagen Taos is a compact SUV that offers a blend of practicality and modern features, designed for urban and suburban driving.
dealer fees
"And when they say these are zero down payment, zero first payment, zero this, zero that. It is and it isn't, okay? And the reason it isn't is, well there's state fees that need to be collected that"
Dealer fees are extra costs that car dealerships might charge when you buy a car. These fees can cover things like paperwork and preparing the car for sale.
Dealer fees are additional charges that dealerships may add to the cost of a vehicle purchase. These can include documentation fees, preparation fees, and other costs that are not included in the vehicle's advertised price.
capitalized cost
"So are they asking you to put a down payment against the capitalized cost of the vehicle? No."
The capitalized cost is the total price you are financing when you lease a car. It includes the car's price and any extra fees, so it's important to know what you're paying for.
The capitalized cost is the total amount financed in a lease, which includes the vehicle's price, taxes, and any additional fees. Understanding this helps consumers know what they are actually paying for over the lease term.
dock fee
"And when you go to the dealership, are you going to be required to cover the dock fee, the title and registration fees, and any sales taxes that would be due? Yes, you are."
A dock fee is a charge that car dealerships might add for preparing the car for sale. It's good to know about this fee because it can increase how much you pay for the car.
A dock fee is a charge that dealerships may impose for handling the vehicle's delivery and preparation for sale. It's important to be aware of this fee as it can add to the overall cost of purchasing a vehicle.
sales taxes
"And when you go to the dealership, are you going to be required to cover the dock fee, the title and registration fees, and any sales taxes that would be due? Yes, you are."
Sales taxes are extra charges that the government adds when you buy something, like a car. It's important to know about these taxes because they can increase how much you end up paying.
Sales taxes are government-imposed charges on the purchase of goods, including vehicles. These taxes can significantly affect the total cost of buying a car, so understanding them is essential when budgeting for a vehicle purchase.
title and registration fees
"And when you go to the dealership, are you going to be required to cover the dock fee, the title and registration fees, and any sales taxes that would be due? Yes, you are."
Title and registration fees are the costs you pay to officially register your car and get the title in your name. These fees are required and can be different depending on where you live.
Title and registration fees are costs associated with officially registering a vehicle in your name and obtaining the legal title. These fees are mandatory and vary by state, so it's crucial to factor them into your total vehicle costs.
dealer participation
"...that part of it is based on dealer participation. The dealer, what that means is the dealer agreeing to discount it..."
Dealer participation means that the car dealer agrees to lower the price of a car to help customers get better deals. This is often part of special sales or promotions.
Dealer participation refers to the agreement between the car dealer and the manufacturer to offer discounts or incentives to customers. This can affect the final price a buyer pays and is often part of promotional financing offers.
tax title license
"...it will say plus tax title license and any other fees. But nobody reads that part."
When you buy a car, you have to pay extra fees like taxes and licenses. These costs are usually not included in the price you see advertised, so you might end up paying more than expected.
Tax, title, and license fees are additional costs associated with purchasing a vehicle. These fees can vary by state and are often not included in the advertised price of a car, leading to higher out-the-door costs for buyers.
Hyundai Santa Fe
"2025 and 2026, Hyundai, Santa Fe and Tucson, including the hybrids."
The Hyundai Santa Fe is a family-friendly SUV that offers lots of space and comfort. The new models will have options for regular gas engines and hybrid engines that use both gas and electricity.
The Hyundai Santa Fe is a midsize SUV known for its spacious interior and advanced safety features. The 2025 and 2026 models are expected to include both traditional internal combustion engine options and hybrid variants.
Hyundai Tucson
"2025 and 2026, Hyundai, Santa Fe and Tucson, including the hybrids."
The Hyundai Tucson is a smaller SUV compared to the Santa Fe, designed for city driving and efficiency. The upcoming models will have options for both regular gas engines and hybrid engines.
The Hyundai Tucson is a compact SUV that offers a blend of style, technology, and efficiency. The 2025 and 2026 models will also feature both internal combustion engine and hybrid powertrains.
internal combustion engine
"internal combustion engine powertrain and the hybrids, the Santa Fe and the Tucson."
An internal combustion engine is a common type of engine that runs on gasoline or diesel. It works by burning fuel to create power to move the car.
An internal combustion engine (ICE) is a type of engine that generates power by burning fuel, typically gasoline or diesel, inside the engine itself. This is the traditional engine type found in most vehicles before the rise of electric and hybrid models.
interest rate
"You want to say 8% interest rate? Sure."
The interest rate is how much extra money you pay when you borrow money to buy something, like a car. It's a percentage of the amount you borrowed.
The interest rate is the percentage charged on a loan for borrowing money. It determines how much extra money a borrower will pay back in addition to the principal amount borrowed.
Jeep Cherokee
"...ll of our Black Friday resources. 2025 Jeep Grand Cherokee, Dad, 0% financing for 60 months here as well. So..."
The Jeep Cherokee is a small SUV that can go off-road and is also good for daily driving. It has a unique look and comes with modern features, making it a favorite for many drivers.
The Jeep Cherokee is a compact SUV that blends off-road capability with everyday usability. It's known for its distinctive styling and advanced technology features, making it a popular choice for those who want a versatile vehicle.
Mitsubishi Eclipse Cross
"...Outlander, Eclipse Cross, Outlander Sport, every vehicle in the Mitsubishi lineup qualifies right now."
The Eclipse Cross is another SUV from Mitsubishi. It's smaller than the Outlander and has a sportier look, making it fun to drive while still being useful for everyday needs.
The Mitsubishi Eclipse Cross is a compact crossover SUV that combines sporty styling with practicality. It features a turbocharged engine and a modern interior with advanced technology.
Mitsubishi Outlander
"have 0% financing for 60 months. Outlander, Eclipse Cross, Outlander Sport, every vehicle in..."
best possible rates
"...will not qualify for the best possible rates. Yes, will not qualify for the best possible rates."
Best possible rates are the lowest interest rates you can get when borrowing money. Not everyone can get these rates, as they depend on your credit score and financial situation.
Best possible rates refer to the most favorable interest rates offered to borrowers based on their creditworthiness and financial history. Not all customers will qualify for these rates.
Nissan Rogue
"...t, dad. You've got the 2025 Pathfinder Murano and Rogue from Nissan, all getting 0% financing for 60 mont..."
Nissan Pathfinder
"...ntinue on with our list, dad. You've got the 2025 Pathfinder Murano and Rogue from Nissan, all getting 0% fina..."
Nissan Murano
"...ith our list, dad. You've got the 2025 Pathfinder Murano and Rogue from Nissan, all getting 0% financing f..."
The Nissan Murano is a comfortable SUV that looks nice and has a lot of space inside. It's great for families and has features that make driving easier and safer.
The Nissan Murano is a mid-size crossover SUV that is known for its stylish design and comfortable interior. It offers a smooth ride and a range of advanced safety and technology features, appealing to families and commuters alike.
manufacturer incentive
"The end of the day, it's the manufacturer incentive plus dealer discount."
Manufacturer incentives are special deals from car makers to help sell their cars. They might offer cash back or lower interest rates to make it easier for people to buy their vehicles.
Manufacturer incentives are discounts or special offers provided by car manufacturers to encourage sales. These can include cash rebates, low-interest financing, or special lease terms, which help make vehicles more appealing to buyers.
dealer discount
"The end of the day, it's the manufacturer incentive plus dealer discount."
A dealer discount is when a car dealership lowers the price of a car to make it cheaper for buyers. This can happen during sales events or when negotiating the price.
A dealer discount is a reduction in the price of a vehicle offered by the dealership. This can be part of a negotiation process or a promotional offer to attract buyers, effectively lowering the final purchase price.
Hyundai
"...And I would say Hyundai and Kia are being even more aggressive..."
Hyundai is a car company from South Korea that makes cars that are usually affordable and reliable. They often have good deals to attract buyers.
Hyundai is a South Korean automotive manufacturer known for producing affordable and reliable vehicles. They often compete with other brands by offering aggressive financing and leasing options.
Kia Sorento
"2025, we've got the Kia Telluride Serento in Sportage with 0.9% financing for 60 months."
The Kia Sorento is a medium-sized SUV that can carry several people and their belongings. It's great for family trips and has options for different types of driving conditions.
The Kia Sorento is a midsize crossover SUV that offers versatility with available all-wheel drive and a range of engine options. It's designed for families and provides a comfortable ride.
Kia Telluride
"2025, we've got the Kia Telluride Serento in Sportage with 0.9% financing for 60 months."
The Kia Telluride is a large SUV that can fit many passengers and has lots of room for cargo. It's designed for families and is known for being safe and comfortable.
The Kia Telluride is a midsize SUV that offers a spacious interior and a variety of features, making it popular among families. It is known for its strong performance and advanced safety technology.
Kia Sportage
"2025, we've got the Kia Telluride Serento in Sportage with 0.9% financing for 60 months."
The Kia Sportage is a smaller SUV that is easy to drive and has plenty of space for people and luggage. It's a good choice for those who want a mix of style and function.
The Kia Sportage is a compact SUV that combines style with practicality, offering a range of features and a comfortable interior. It's known for its reliability and value.
60 months
"That's what that is, 0% financing for 60 months."
60 months means you have five years to pay back the money you borrowed for the car. It's a common length for car loans.
60 months refers to the duration of a loan or financing agreement, which in this case is five years. It's a common term used in auto financing to indicate the repayment period.
Mazda Cx50
"... in on the fund out on our list, the 2025 CX5 and CX50, 0.9% for 60 months. Now Mazda is offering 1.9% A..."
The Mazda CX-50 is a small SUV that looks good and is fun to drive. It's comfortable for passengers and has modern features that make it easy to use.
The Mazda CX-50 is a compact crossover SUV that emphasizes sporty handling and stylish design. It offers a comfortable ride and a range of modern technology features, appealing to those who want a fun driving experience.
APR
"...offering 1.9% APR in many of their other models, but the big incentive is on the CX-5 and CX-60."
APR means how much interest you pay on a loan each year. It's important to know because it affects how much you will pay for a car over time.
APR stands for Annual Percentage Rate, which represents the yearly interest rate charged on borrowed money. It is a crucial factor in determining the cost of financing a vehicle.
Mazda Cx60
"...r models, but the big incentive is on the CX5 and CX60. Maybe we'll get Joe Lewis back on before the end..."
The Mazda CX-60 is a slightly bigger SUV that offers a nice mix of style and comfort. It's designed to be enjoyable to drive while also being practical for everyday use.
The Mazda CX-60 is a mid-size SUV that focuses on providing a premium driving experience with a stylish design and advanced technology. It aims to compete in the growing SUV market by offering a blend of comfort and performance.
Bmw X3
"...zda's having to step up here. Then, Dad, the 2026 BMW X3. What a weird, I mean, in my opinion, weird-looki..."
The BMW X3 is a fancy small SUV that drives really well and has a nice interior. It's a good option if you want something stylish and comfortable for everyday use.
The BMW X3 is a luxury compact SUV that combines sporty performance with practicality. It is well-regarded for its handling, upscale interior, and advanced technology, making it a popular choice among luxury SUV buyers.
0.9% financing
"But that's just my opinion, 0.9% financing for 60 months. So luxury vehicles getting in on the fund here as well."
0.9% financing means you can borrow money to buy a car at a very low interest rate. This makes your monthly payments lower compared to higher interest rates.
0.9% financing refers to a low-interest rate offered by dealerships for financing a vehicle purchase. This rate is significantly lower than average, making it an attractive option for buyers looking to finance their vehicle.
2025 Chevy Trailblazer
"And then, Dad, the 2025 Chevy Trailblazer. We talked about this one, I think you and I did recently."
The 2025 Chevy Trailblazer is a small SUV from Chevrolet. It's made for city driving and has a roomy interior with lots of modern technology to make driving easier and more enjoyable.
The 2025 Chevy Trailblazer is a subcompact SUV that offers a combination of style, versatility, and technology. It is designed for urban driving and provides a spacious interior with modern features.
lease deal
"The lease deal is $289 a month, and that's for 36 months with $419 do-it-signing."
A lease deal is like renting a car for a few years. You pay a monthly fee to use the car, and at the end of the lease, you give the car back to the dealer.
A lease deal is an agreement that allows a person to use a vehicle for a specified period, typically 2-3 years, by making monthly payments. At the end of the lease, the vehicle is returned to the dealer, and the lessee has the option to purchase it or lease a new one.
Chrysler Grande Chrysler
"...e just recently bought his Jeep at his local Casa Grande Chrysler Dodge Jeep dealer, the Carvana store."
The Chrysler Grand Voyager is a family minivan that has lots of room for kids and cargo. It's designed to make family trips easier and more comfortable.
The Chrysler Grand Voyager is a minivan that prioritizes family-friendly features and spaciousness. Known for its comfort and versatility, it is a popular choice for families needing ample seating and cargo space.
Car Edge
"...you can get offers for the vehicle at Car Edge..."
Car Edge is a website that helps people find out how much their car is worth and gives advice on buying or selling cars.
Car Edge is a platform that provides resources and tools for car buyers and sellers, helping them understand vehicle values and make informed decisions about buying or selling cars.
Lexus Gx
"for a trip out West next summer. I'm looking at a Lexus GX and LX models. I am also considering Toyota 4-Run..."
The Lexus GX 550 is a high-end SUV that can go off-road while still being very comfortable inside. It's a great choice for families who want a mix of luxury and adventure.
The Lexus GX 550 is a luxury SUV that offers a blend of off-road capability and high-end comfort. Known for its reliability and spacious interior, it is a popular choice for families who want both luxury and adventure.
Toyota 4Runners
"I'm looking at a Lexus GX and LX models. I am also considering Toyota 4-Runners. Used Land Cruisers are too expensive."
The Toyota 4Runner is a tough SUV that can handle rough roads and off-road adventures. It's known for lasting a long time and being dependable, which is why many people like it for family trips or outdoor activities.
The Toyota 4Runner is a mid-size SUV known for its ruggedness and off-road capability. It has a strong reputation for reliability and durability, making it a popular choice among outdoor enthusiasts and families alike.
Toyota Land Cruisers
"Used Land Cruisers are too expensive. Considering that the Lexus SUVs depreciate way more than 4-Runners."
The Toyota Land Cruiser is a large SUV that's really good for off-roading and is built to last. However, used ones can be pricey because many people want them.
The Toyota Land Cruiser is a full-size SUV known for its exceptional off-road capabilities and luxury features. It has a long history of reliability, but used models can be quite expensive due to their popularity and durability.
depreciate
"Considering that the Lexus SUVs depreciate way more than 4-Runners, do you have any advice on which vehicle would be a smarter purchase..."
Depreciation is how much a car's value goes down as it gets older. Some cars lose value faster than others, which can affect how much you pay for them later.
Depreciation refers to the decrease in value of a vehicle over time. Some vehicles, like the Lexus SUVs mentioned, tend to lose their value faster than others, such as the Toyota 4Runner.
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