Glossary / General

actual cash value

9 Episode Mentions
Too Afraid to Ask

Actual cash value is how much your car is worth right now, considering how old it is and how much it has depreciated. Insurance companies use this value to decide how much money to give you if your car is damaged beyond repair.

Technical Definition

Actual cash value (ACV) is the amount of money an insurance company would pay to replace or repair a vehicle, factoring in depreciation. It's often used in insurance claims to determine the payout for a totaled vehicle.

The Car Curious Weekly

Podcast highlights and car talk, delivered every week.

Help Improve This Entry

Spot an error or have a better explanation? Let us know.